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Home Insurance Rates in 24060

For homeowners shopping online in 24060, our insurance rates are very competitive for homeowners living in Blacksburg, VA. Many homeowners based out of the great city of Blacksburg have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 24060, simply click the "Get Multiple Quotes Now" button. Your 24060 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Blacksburg, VA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

24060 Home Insurance Rating is: Medium!

If you live in 24060, you can easily save up to 40% off the average home insurance premium of $771 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Blacksburg can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 24060 today!

Get Multiple Home Insurance Rates in 24060!

24060 Home Insurance Average Premiums

Local 24060 homeowners insurance quotes comparison

$521 /yr.

Shows Zip Code: 24060 lowest rates with discounts applied on average.

For the 24060, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$521 /yr.
Average Coverage:$771 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1071 /yr.

What is the average home insurance cost for a home in 24060?

  • • The average homeowners insurance premium paid annually for a home in 24060 is around $771 per year.

What does it cost on average per month for home insurance in 24060?

  • • Homeowners in 24060 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 24060?

  • • Autoowners in 24060 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Blacksburg, check out other zip codes nearby 24060.
To review average rates in another zip code, click on a zip code below:
24060  | 

Home Replacement Cost Coverage in 24060

Average Building Cost Per Square Foot in 24060: $163

Location: Blacksburg, Virginia (Montgomery County)

Average Square Footage in 24060: 2,057 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 24060 before you start any project. Blacksburg homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 24060 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 24060 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,057 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Blacksburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1632,057$335,300
Additional Upgrades & Added Features$2042,057$419,125
Major Home Updates or Advancements$2452,057$502,950

It's important to understand that when you estimate your replacement cost of your home in the 24060 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 24060

Chas Lunsford & Sons

Address: 907 S Main St Blacksburg, VA 24060
Phone: (540)552-0268
Website:

Best Home & Auto Insurance Agencies in 24060

Chas Lunsford & Sons

Address: 907 S Main St Blacksburg, VA 24060
Phone:
Website:
Info:

Charles E Tilson Jr Ins Agy In - State Farm Insurance Agent

Address: 111 Roanoke St E Blacksburg, VA 24060
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Brown Insurance

Address: 100 Hubbard St Blacksburg, VA 24060
Phone:
Website: http://www.llbrown.net
Info:

Morris V. Stowers Agency

Address: 104 Southpark Dr Blacksburg, VA 24060
Phone:
Website:
Info:

Housing Demographics for 24060

Population Review for 24060 Zip Code

For the city of Blacksburg, the population within 24060 has increased to over 51,000 residents in population size. The current population total is 46,755. We have broken down the population based on race below. In 24060, there are over 24698 in male population and 22057 females.

PopulationValues
Total Population46,755
White Population34926
Black Population1840
Hispanic Population2399
Asian Population6016
Hawaiian Population35
Indian Population92
Other Population793
Male Population24698
Female Population22057
Population Estimate51000

Household Data for 24060

The average number of homes in 24060 is around 19,913, there are an average of 2.30 per household. The average house value according to local real estate values is around $335,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,913
Persons Per Household2.30
Average House Value$335,300
Income Per Household$56729
Median Age25.1
Median Age Male24.3
Median Age Female26.2
24060 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540/826
CityBlacksburg
City Alias NameBLACKSBURG
CountyMontgomery
County FIPS121
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA13980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBlacksburg-Christiansburg-Radford, VA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses907
Number Of Employees13957
Business First Quarter Payroll181924
Business Annual Payroll776025
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population162958
CBSA Division Population0
Congressional District09
Congressional LandArea9113.87
Delivery Residential22174
Delivery Business1058
Delivery Total22957
Preferred Last Line KeyX26142
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX26142
Land Area130.823000
Water Area0.894000
City Alias Code
City Mixed CaseBlacksburg
City Alias Mixed CaseBlacksburg
Box Count0
SFDU9985
MFDU4023
State ANSI51
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number510852
Unique ZIP Name
SSA State County Code49600
Medicare CBSA Code13980
Medicare CBSA NameBlacksburg-Christiansburg, VA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMontgomery

Virginia Homeowners Insurance News & Information

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  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]