Get multiple home insurance quotes in 23233. Our licensed 23233, VA agents are ready to serve you.

Compare 23233 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Henrico just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 12,674 neighbors looking to save on their home insurance policy in the local 23233 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 23233. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Virginia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Henrico, VA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Henrico, VA

23233 Home Insurance Average Premiums

Local 23233 homeowners insurance quotes comparison

$755 /yr.

Shows Zip Code: 23233 lowest rates with discounts applied on average.

For the 23233, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$755 /yr.
Average Coverage:$1005 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1305 /yr.

What is the average home insurance cost for a home in 23233?

  • • The average homeowners insurance premium paid annually for a home in 23233 is around $1005 per year.

What does it cost on average per month for home insurance in 23233?

  • • Homeowners in 23233 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 23233?

  • • Autoowners in 23233 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Henrico, check out other zip codes nearby 23233.
To review average rates in another zip code, click on a zip code below:
23238  |  23228  |  23229  |  23075  |  23233  |  23231  |  23294  | 

Home Replacement Cost Coverage in 23233

Average Building Cost Per Square Foot in 23233: $163

Location: Henrico, Virginia (Henrico County)

Average Square Footage in 23233: 2,233 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23233 before you start any project. Henrico homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23233 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23233 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,233 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Henrico area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1632,233$364,000
Additional Upgrades & Added Features$2042,233$455,000
Major Home Updates or Advancements$2452,233$546,000

It's important to understand that when you estimate your replacement cost of your home in the 23233 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23233

Best Home & Auto Insurance Agencies in 23233

Farmers Insurance

Address: 2627 Towngate Ct Richmond, VA 23233
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Spencer Insurance Incorporated

Address: 3605 Mayland Court Henrico, VA 23233
Phone:
Website: http://www.spencerinsagency.com/
Info:

Stratton Insurance Agency Inc - State Farm Insurance Agent

Address: 3850 Gaskins Road Henrico, VA 23233
Phone:
Website: http://www.citysearch.com/profile/external/605146092/richmond_va/stratton_insurance_agcy_inc_state_farm_insurance_agent.html
Info:

Harris- Walter L - State Farm Insurance Agent

Address: 3468 Lauderdale Dr Henrico, VA 23233
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Kimberly Woodson- Farmers Insurance

Address: 3721 Westerre Parkway Henrico, VA 23233
Phone:
Website: http://www.richmond.citysearch.com/profile/667046770/henrico_va/kimberly_woodson_farmers_insurance.html
Info:

Housing Demographics for 23233

Population Review for 23233 Zip Code

For the city of Henrico, the population within 23233 has increased to over 34,962 residents in population size. The current population total is 32,610. We have broken down the population based on race below. In 23233, there are over 15626 in male population and 16984 females.

PopulationValues
Total Population32,610
White Population23015
Black Population2068
Hispanic Population1394
Asian Population5018
Hawaiian Population8
Indian Population69
Other Population434
Male Population15626
Female Population16984
Population Estimate34962

Household Data for 23233

The average number of homes in 23233 is around 12,674, there are an average of 2.52 per household. The average house value according to local real estate values is around $364,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,674
Persons Per Household2.52
Average House Value$364,000
Income Per Household$107492
Median Age39.8
Median Age Male38.3
Median Age Female41.4
23233 DetailsValues
StateVA
State Full NameVirginia
City TypeN
City Alias Abbreviation
Area Code804
CityHenrico
City Alias NameHENRICO
CountyHenrico
County FIPS087
State FIPS51
Time Zone5
Day Light SavingY
MSA6760
PMSA
CSA
CBSA40060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRichmond, VA
MSA_NameRichmond-Petersburg, VA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1163
Number Of Employees17888
Business First Quarter Payroll212779
Business Annual Payroll876475
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1258251
CBSA Division Population0
Congressional District01|05
Congressional LandArea3684.32|10029.79
Delivery Residential13874
Delivery Business962
Delivery Total14353
Preferred Last Line Key011847
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State Key011847
Land Area12.888000
Water Area0.145000
City Alias Code
City Mixed CaseHenrico
City Alias Mixed CaseHenrico
Box Count0
SFDU7532
MFDU2764
State ANSI51
County ANSI087
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number517650
Unique ZIP Name
SSA State County Code49430
Medicare CBSA Code40060
Medicare CBSA NameRichmond, VA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseHenrico

Virginia Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]