Shop multiple homeowners insurance carriers in one place providing service and consultation from a licensed Franklin County, VT agent.

Franklin County, VT Homeowners Insurance Quotes

Homeowners of Franklin County, you are paying around $82.00 a month for basic or HO-3 standard homeowners insurance coverage. If you would like to pay less than average for your home insurance premium, you are in the right place. We will be happy to help you shop and compare home insurance rates for your home in Franklin County, our job is to help you find better than average quotes that is less than $984 per year. Franklin County residentents are happy to use our service and benefit from comparing competitive Vermont homeowners insurance rates all in one place. Our online quoting application allows you to review up to 12 competitive rates which makes it easy for you to see which carrier may have the lowest rate. But also which insurance provider has the best coverage. Let us help you shop your Franklin County, VT home insurance rate quotes today!

For all Franklin County, VT residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Franklin County? Simply enter your zip code to get your Vermont homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Franklin County, VT Housing Demographics

With 47,746 residents living within the Franklin County area there are over 21,588 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 12,939 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Franklin County.

DemographicValues
Total Occupied Households18,513
Family Households (families)12,939
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units21,588

Franklin County, VT Home Insurance Average Premiums

Local Franklin, VT homeowners insurance quotes comparison

$793 /yr.

Vermont's Average Home Insurance Rates Overall

For the state of Vermont, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 39 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$608 /yr.
Current Average Cost:$793 /yr.
Maximum Range:$984 /yr.

Vermont Homeowners Insurance News & Information

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

Discounts For Homeowners in Franklin County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Vermont homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Franklin County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Franklin County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Franklin County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Franklin County Housing & Real Estate Data

Details:Statistics
Total Housing Units21588
Occupied Housing Units18513
Vacant Housing Units3075
Vacant Housing Units for Rent369
Vacant Housing Units Rented Not Occupied29
Vacant Housing Units For Sale280
Vacant Housing Units Sold Not Occupied40
Vacant Housing Units For Seasonal Occasional Use2040
Vacant Housing Units All Other Vacants317
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent7
Housing Tenure Occupied Units18513
Housing Tenure Occupied Units Owner Occupied13829
Housing Tenure Occupied Units Owner Occupied Population36425
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied4684
Housing Tenure Occupied Units Renter Occupied Population10792
Housing Tenure Occupied Units Renter Occupied Average Household Size2