Get multiple home insurance quotes in 05070. Our licensed 05070, VT agents are ready to serve you.

05070 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 05070 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in South Strafford, VT. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 05070 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Vermont, like average South Strafford homeowners insurance rates, coverage options or home insurance types, please select South Strafford, VT Home Insurance Rates Online!

05070 Home Insurance Average Premiums

Local 05070 homeowners insurance quotes comparison

$550 /yr.

Shows Zip Code: 05070 lowest rates with discounts applied on average.

For the 05070, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$550 /yr.
Average Coverage:$800 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1100 /yr.

What is the average home insurance cost for a home in 05070?

  • • The average homeowners insurance premium paid annually for a home in 05070 is around $800 per year.

What does it cost on average per month for home insurance in 05070?

  • • Homeowners in 05070 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 05070?

  • • Autoowners in 05070 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within South Strafford, check out other zip codes nearby 05070.
To review average rates in another zip code, click on a zip code below:
05070  | 

Home Replacement Cost Coverage in 05070

Average Building Cost Per Square Foot in 05070: $159

Location: South Strafford, Vermont (Orange County)

Average Square Footage in 05070: 2,135 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05070 before you start any project. South Strafford homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05070 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05070 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,135 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the South Strafford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1592,135$339,400
Additional Upgrades & Added Features$1992,135$424,250
Major Home Updates or Advancements$2392,135$509,100

It's important to understand that when you estimate your replacement cost of your home in the 05070 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05070

Best Home & Auto Insurance Agencies in 05070

Housing Demographics for 05070

Population Review for 05070 Zip Code

For the city of South Strafford, the population within 05070 has increased to over 180 residents in population size. The current population total is 460. We have broken down the population based on race below. In 05070, there are over 215 in male population and 245 females.

PopulationValues
Total Population460
White Population422
Black Population2
Hispanic Population7
Asian Population3
Hawaiian Population0
Indian Population5
Other Population4
Male Population215
Female Population245
Population Estimate180

Household Data for 05070

The average number of homes in 05070 is around 181, there are an average of 2.54 per household. The average house value according to local real estate values is around $339,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode181
Persons Per Household2.54
Average House Value$339,400
Income Per Household$111250
Median Age47.5
Median Age Male48.3
Median Age Female45.5
05070 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias AbbreviationS STRAFFORD
Area Code802
CitySouth Strafford
City Alias NameSOUTH STRAFFORD
CountyOrange
County FIPS017
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA30150
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLebanon-Claremont, NH-VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees47
Business First Quarter Payroll461
Business Annual Payroll2172
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential71
Delivery Business0
Delivery Total282
Preferred Last Line KeyV27050
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV27050
Land Area10.708000
Water Area0.015000
City Alias Code
City Mixed CaseSouth Strafford
City Alias Mixed CaseSouth Strafford
Box Count194
SFDU71
MFDU0
State ANSI50
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number507420
Unique ZIP Name
SSA State County Code47080
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseOrange

Vermont Homeowners Insurance News & Information

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    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]