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Sanpete County, UT Homeowners Insurance Quotes

Getting the afforable homeowners coverage that you want in Sanpete County can be difficult with so many options available from local captive agents to the online comparison marketplace. It is important to know that proper coverage means doing the necessary research on your own or speaking with a home insurance professional that can help you find the affordable coverage you need with a carrier you trust. Shopping online with us at GetHomeInsuranceQuotes.com of Utah allows you to get top quality service from the best insurance carriers available in your area. Our rates can be shared with you online, through email, on the phone or even on our chat mesage service to help make shopping easier for you. It's important you know the coverage options available for your home in Sanpete County, that's why our experience staff of over 20+ years can answer any questions that you may have about your current policy. And most of all, we can provide easy ways to help you save more money while getting more protection for your home in case if something happens. Start your online home insurance quote today!

Sanpete County, UT Prices Per Year

Utah homeowners insurance premiums are on the increase year over year. It's not very often that we witness a decrease in home insurance rates when we compare annual premiums in all 50 states. Currently, Sanpete County is ranked lower in the nation with an average annual premium of $764/yr. When comparing home insurance cost and coverage options, it's important to understand that the base premium for a standard homeowners policy may look great in terms of affordability, but maybe not so helpful in terms of the coverage and protection when you need it the most. Let us help you first compare quotes and then we can provide a free consultation to help you determine the best company and coverage options available in Sanpete County.

For all Sanpete County, UT residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Sanpete County? Simply enter your zip code to get your Utah homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Sanpete County, UT Housing Demographics

With 27,822 residents living within the Sanpete County area there are over 10,379 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 6,100 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Sanpete County.

DemographicValues
Total Occupied Households7,952
Family Households (families)6,100
Average Owner Occupied Household Size3
Average Family Size4
Total Housing Units10,379

Sanpete County, UT Home Insurance Average Premiums

Local Sanpete, UT homeowners insurance quotes comparison

$596 /yr.

Utah's Average Home Insurance Rates Overall

For the state of Utah, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 49 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$432 /yr.
Current Average Cost:$596 /yr.
Maximum Range:$764 /yr.

Utah Homeowners Insurance News & Information

  • What happens to my mortgage if my homeowners policy gets cancelled? Posted on Thursday 18th July, 2024

    As more and more insurance companies stop writing policies in certain markets or cancel existing policyholders they find too big of a risk, homeowners are finding their policies cancelled or non renewed. While a cancelled policy is a shock, it doesn’t mean you need to panic.  Following is a brief overview of what to do […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

Discounts For Homeowners in Sanpete County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Utah homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Sanpete County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Sanpete County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Sanpete County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Sanpete County Housing & Real Estate Data

Details:Statistics
Total Housing Units10379
Occupied Housing Units7952
Vacant Housing Units2427
Vacant Housing Units for Rent136
Vacant Housing Units Rented Not Occupied14
Vacant Housing Units For Sale112
Vacant Housing Units Sold Not Occupied25
Vacant Housing Units For Seasonal Occasional Use1817
Vacant Housing Units All Other Vacants323
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent6
Housing Tenure Occupied Units7952
Housing Tenure Occupied Units Owner Occupied5955
Housing Tenure Occupied Units Owner Occupied Population18756
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied1997
Housing Tenure Occupied Units Renter Occupied Population6649
Housing Tenure Occupied Units Renter Occupied Average Household Size3