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Piute County, UT Homeowners Insurance Quotes

We can help you shop and compare the best home insurance rates for your home in Piute County, UT. Our easy to use quoting application helps you review which carriers are most competitive in your area and which coverage option is best for your home, family and financial goals. Let us help you discover more affordable rates in Piute County.

When reviewing Utah home insurance policies, Piute County residents are finding great ways to save time and money by finding more affordable rates when they shop online. Utah may not be considered the cheapest state in the country to purchase home insurance, but it does rank lower than average at a national rank of 49. Homeowners within Piute County are paying around $764 for an annual home insurance policy, where the majority of the U.S. population pays around $1,249. The average home insurance rates we just mentioned reflect the cost of a standard (HO-3) homeowners insurance policy which includes the coverage of your home, your contents, loss of use, medical payments and homeowner liability coverage. Let us help you shop and compare competitive rate quotes today! Start a Piute County home insurance quotes request by entering your zip code or Call Us 1-855-976-2656.

For all Piute County, UT residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Piute County? Simply enter your zip code to get your Utah homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Piute County, UT Housing Demographics

With 1,556 residents living within the Piute County area there are over 898 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 425 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Piute County.

DemographicValues
Total Occupied Households576
Family Households (families)425
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units898

Piute County, UT Home Insurance Average Premiums

Local Piute, UT homeowners insurance quotes comparison

$596 /yr.

Utah's Average Home Insurance Rates Overall

For the state of Utah, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 49 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$432 /yr.
Current Average Cost:$596 /yr.
Maximum Range:$764 /yr.

Utah Homeowners Insurance News & Information

  • How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025

    According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common.  In a recent AOL.com article, Paul Burns commented on how he had […]

  • 5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025

    Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]

  • Compare 2025 Homeowners Insurance Rates in Every State Posted on Thursday 24th July, 2025

    According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.  The study found that climate change fueled natural disaster are the main cause of ever-increasing homeowner premiums. Wildfires out west, hailstorms in the Midwest and hurricanes and flooding in the South […]

  • Texas Homeowner Insurance Claims Were Closed Without Any Payment Posted on Monday 14th July, 2025

    According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]

  • What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025

    A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase.  Doug Corkhill is […]

Discounts For Homeowners in Piute County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Utah homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Piute County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Piute County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Piute County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Piute County Housing & Real Estate Data

Details:Statistics
Total Housing Units898
Occupied Housing Units576
Vacant Housing Units322
Vacant Housing Units for Rent10
Vacant Housing Units Rented Not Occupied0
Vacant Housing Units For Sale6
Vacant Housing Units Sold Not Occupied2
Vacant Housing Units For Seasonal Occasional Use234
Vacant Housing Units All Other Vacants70
Housing Units Homeowner Vacancy Rate Percent1
Housing Units Rental Vacancy Rate Percent9
Housing Tenure Occupied Units576
Housing Tenure Occupied Units Owner Occupied474
Housing Tenure Occupied Units Owner Occupied Population1218
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied102
Housing Tenure Occupied Units Renter Occupied Population301
Housing Tenure Occupied Units Renter Occupied Average Household Size3