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Kane County, UT Homeowners Insurance Quotes
Kane County homeowners insurance can protect your home from damages due to fires, lightning, theft, falling objects and even vandalism under a basic Utah homeowners policy.
Basic Coverage Protection and Rates
For a basic standard homeowners policy in Kane County also referred to as an HO-3 policy, you are looking at paying around $63.67 per month. Most homeowners pay annually for home insurance which is estimated to be around $764 per year. Kane County home insurance rates drastically depend on the home insurance company you choose. We can help you compare up to 12 major carriers, which will allow us to get the most competitive rate possible saving you up to 40% or more. Our quoting process also likes to work with you to provide every available discount and credit offered to you, the homeowner. More importantly, cheaper rates sometimes means cheaper coverage and a lack of protection for your home and family. The ideal policy, is one with outstanding coverage so you are insured properly but it also has to be affordable. Most homeowners living in Utah enjoy the benefits of lower rates, but every homeowner enjoys the comfort and protection when you need to count on your insurance company the most. Let us help shop the best Kane County homeowners policy for you.
For all Kane County, UT residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.
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Kane County, UT Housing Demographics
With 7,125 residents living within the Kane County area there are over 5,815 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 1,907 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Kane County.
Demographic | Values |
---|---|
Total Occupied Households | 2,900 |
Family Households (families) | 1,907 |
Average Owner Occupied Household Size | 2 |
Average Family Size | 3 |
Total Housing Units | 5,815 |
Kane County, UT Home Insurance Average Premiums
For the state of Utah, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 49 in the nation for highest premiums in the U.S.
Average Rating | Annual Premium |
---|---|
Minimum Range: | $432 /yr. |
Current Average Cost: | $596 /yr. |
Maximum Range: | $764 /yr. |
Utah Homeowners Insurance News & Information
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Texas Homeowner Insurance Claims Were Closed Without Any Payment Posted on Monday 14th July, 2025
According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]
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What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025
A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium. On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase. Doug Corkhill is […]
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Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025
A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales. While high home prices and elevated interest rates […]
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Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025
Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums. In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help. Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]
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Upgrading Your Home Against Disasters Can Help Save You Money On Your Insurance Posted on Thursday 26th June, 2025
Ron Watson’s roof on his Alabama home looks the same as all his neighbors’ roofs. Yet his is saving him money every year. With the help of nails specifically designed to stay in place during high winds, along with other construction elements, Watson’s roof is less likely to be damaged in natural disasters, like hurricane […]
Discounts For Homeowners in Kane County
As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Utah homeowners insurance.
- Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Kane County, this discount can save you up to 20% on your home insurance premium.
- Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Kane County that do combine their home and auto can save over $500 with this discount.
- Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Kane County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
- Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
- Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.
Kane County Housing & Real Estate Data
Details: | Statistics |
---|---|
Total Housing Units | 5815 |
Occupied Housing Units | 2900 |
Vacant Housing Units | 2915 |
Vacant Housing Units for Rent | 120 |
Vacant Housing Units Rented Not Occupied | 2 |
Vacant Housing Units For Sale | 131 |
Vacant Housing Units Sold Not Occupied | 82 |
Vacant Housing Units For Seasonal Occasional Use | 2423 |
Vacant Housing Units All Other Vacants | 157 |
Housing Units Homeowner Vacancy Rate Percent | 6 |
Housing Units Rental Vacancy Rate Percent | 14 |
Housing Tenure Occupied Units | 2900 |
Housing Tenure Occupied Units Owner Occupied | 2163 |
Housing Tenure Occupied Units Owner Occupied Population | 5368 |
Housing Tenure Occupied Units Owner Occupied Averge Household Size | 2 |
Housing Tenure Occupied Units Renter Occupied | 737 |
Housing Tenure Occupied Units Renter Occupied Population | 1657 |
Housing Tenure Occupied Units Renter Occupied Average Household Size | 2 |