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Duchesne County, UT Homeowners Insurance Quotes

Are you shopping for homeowners insurance for your Duchesne County UT home? We can help you find the best rates and coverage options available at GetHomeInsuranceQuotes.com. We provide up to 12 comparison quotes from the most competitive top-rated home insurance companies available in Utah. Our agents specialize in the best rates for Duchesne County and have over 20+ years of experience. We are ready to help you take advantage of our free consulation so you can review the most affordable home policies available, with the best dwelling and liability coverage plans. Protecting your home from hurricanes, lightning and fires is important to every homeowner. But that's not all your homeowners policy is limited to, ask our agents what coverage is the right fit for you. We have a variety of options to choose from to make sure your home and family are safe.

Average Rates in Duchesne County

Did you know the average home insurance premium for the state of Utah is $764 a year. That's $63.67 a month in home insurance cost. Now depending on if this average premium is higher or lower than what you are currently paying, it's also smart to keep in mind who your current insurance carrier is and what type of coverage you currently have available for your home in Duchesne County. We can help you save up to 40% by applying all the available discounts and credits, plus shopping your coverage with up to 12 different home insurance providers that currently have competitive rates in Duchesne County UT. Simply give us a call now at 1-855-976-2656

For all Duchesne County, UT residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Duchesne County? Simply enter your zip code to get your Utah homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Duchesne County, UT Housing Demographics

With 18,607 residents living within the Duchesne County area there are over 9,493 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 4,703 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Duchesne County.

DemographicValues
Total Occupied Households6,003
Family Households (families)4,703
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units9,493

Duchesne County, UT Home Insurance Average Premiums

Local Duchesne, UT homeowners insurance quotes comparison

$596 /yr.

Utah's Average Home Insurance Rates Overall

For the state of Utah, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 49 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$432 /yr.
Current Average Cost:$596 /yr.
Maximum Range:$764 /yr.

Utah Homeowners Insurance News & Information

  • What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025

    A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase.  Doug Corkhill is […]

  • Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025

    A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales.  While high home prices and elevated interest rates […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]

  • Upgrading Your Home Against Disasters Can Help Save You Money On Your Insurance Posted on Thursday 26th June, 2025

    Ron Watson’s roof on his Alabama home looks the same as all his neighbors’ roofs. Yet his is saving him money every year.  With the help of nails specifically designed to stay in place during high winds, along with other construction elements, Watson’s roof is less likely to be damaged in natural disasters, like hurricane […]

  • Should I consider climate changes when buying a new home? Posted on Saturday 21st June, 2025

    Climate change is on our doorstep, so now more than ever, it’s essential to consider the local climate when buying a new home. Not only is the current climate important, but experts suggest homeowners look towards the future. How will the next 10, 20 or 30 years impact your new purchase?  The increasing frequency of […]

Discounts For Homeowners in Duchesne County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Utah homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Duchesne County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Duchesne County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Duchesne County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Duchesne County Housing & Real Estate Data

Details:Statistics
Total Housing Units9493
Occupied Housing Units6003
Vacant Housing Units3490
Vacant Housing Units for Rent141
Vacant Housing Units Rented Not Occupied31
Vacant Housing Units For Sale107
Vacant Housing Units Sold Not Occupied74
Vacant Housing Units For Seasonal Occasional Use2803
Vacant Housing Units All Other Vacants334
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent9
Housing Tenure Occupied Units6003
Housing Tenure Occupied Units Owner Occupied4648
Housing Tenure Occupied Units Owner Occupied Population14415
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied1355
Housing Tenure Occupied Units Renter Occupied Population3895
Housing Tenure Occupied Units Renter Occupied Average Household Size3