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84536 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 84536 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Monument Valley, UT quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 84536.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 84536 and start shopping.

Quickly and Easily Compare Average Rates for 84536

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Monument Valley, UT home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 84536

Homeowners in Monument Valley are paying roughly $708 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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84536 Home Insurance Average Premiums

Local 84536 homeowners insurance quotes comparison

$458 /yr.

Shows Zip Code: 84536 lowest rates with discounts applied on average.

For the 84536, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$458 /yr.
Average Coverage:$708 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1008 /yr.

What is the average home insurance cost for a home in 84536?

  • • The average homeowners insurance premium paid annually for a home in 84536 is around $708 per year.

What does it cost on average per month for home insurance in 84536?

  • • Homeowners in 84536 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 84536?

  • • Autoowners in 84536 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Monument Valley, check out other zip codes nearby 84536.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 84536

Average Building Cost Per Square Foot in 84536: $189

Location: Monument Valley, Utah (San Juan County)

Average Square Footage in 84536: 185 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84536 before you start any project. Monument Valley homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84536 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84536 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 185 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Monument Valley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189185$35,000
Additional Upgrades & Added Features$236185$43,750
Major Home Updates or Advancements$284185$52,500

It's important to understand that when you estimate your replacement cost of your home in the 84536 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84536

Best Home & Auto Insurance Agencies in 84536

Housing Demographics for 84536

Population Review for 84536 Zip Code

For the city of Monument Valley, the population within 84536 has increased to over 0 residents in population size. The current population total is 1,637. We have broken down the population based on race below. In 84536, there are over 798 in male population and 839 females.

PopulationValues
Total Population1,637
White Population33
Black Population5
Hispanic Population5
Asian Population0
Hawaiian Population3
Indian Population1568
Other Population5
Male Population798
Female Population839
Population Estimate0

Household Data for 84536

The average number of homes in 84536 is around 464, there are an average of 3.45 per household. The average house value according to local real estate values is around $35,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode464
Persons Per Household3.45
Average House Value$35,000
Income Per Household$21855
Median Age33.0
Median Age Male34.7
Median Age Female32.4
84536 DetailsValues
StateUT
State Full NameUtah
City TypeZ
City Alias AbbreviationMONUMENT VLY
Area Code435
CityMonument Valley
City Alias NameMONUMENT VALLEY NEW
CountySan Juan
County FIPS037
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees164
Business First Quarter Payroll1184
Business Annual Payroll6321
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential0
Delivery Business0
Delivery Total545
Preferred Last Line Key020089
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State Key020089
Land Area573.286000
Water Area0.315000
City Alias Code
City Mixed CaseMonument Valley New
City Alias Mixed CaseMonument Valley New
Box Count0
SFDU0
MFDU0
State ANSI49
County ANSI037
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number490714
Unique ZIP Name
SSA State County Code46180
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSan Juan

Utah Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]