Get multiple home insurance quotes in 84313. Our licensed 84313, UT agents are ready to serve you.

Check Out 84313 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Grouse Creek, UT.

We will gather some basic information about your home in Grouse Creek, UT and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Utah licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 84313 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 84313

We have pulled together a variety of data related to homeowners insurance in Utah. Simply click on one of the links below to learn about the average cost of homeowners insurance in Utah as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Grouse Creek, UT home insurance quotes in your local city and review the most competitive coverages and premiums.

84313 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 84313 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Utah is roughly $720. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 84313 homeowners insurance policy!

84313 Home Insurance Average Premiums

Local 84313 homeowners insurance quotes comparison

$470 /yr.

Shows Zip Code: 84313 lowest rates with discounts applied on average.

For the 84313, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$470 /yr.
Average Coverage:$720 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1020 /yr.

What is the average home insurance cost for a home in 84313?

  • • The average homeowners insurance premium paid annually for a home in 84313 is around $720 per year.

What does it cost on average per month for home insurance in 84313?

  • • Homeowners in 84313 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 84313?

  • • Autoowners in 84313 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Grouse Creek, check out other zip codes nearby 84313.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 84313

Average Building Cost Per Square Foot in 84313: $189

Location: Grouse Creek, Utah (Box Elder County)

Average Square Footage in 84313: 873 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84313 before you start any project. Grouse Creek homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84313 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84313 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 873 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Grouse Creek area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189873$165,000
Additional Upgrades & Added Features$236873$206,250
Major Home Updates or Advancements$284873$247,500

It's important to understand that when you estimate your replacement cost of your home in the 84313 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84313

Best Home & Auto Insurance Agencies in 84313

Housing Demographics for 84313

Population Review for 84313 Zip Code

For the city of Grouse Creek, the population within 84313 has increased to over 42 residents in population size. The current population total is 93. We have broken down the population based on race below. In 84313, there are over 48 in male population and 45 females.

PopulationValues
Total Population93
White Population85
Black Population0
Hispanic Population3
Asian Population1
Hawaiian Population0
Indian Population1
Other Population3
Male Population48
Female Population45
Population Estimate42

Household Data for 84313

The average number of homes in 84313 is around 31, there are an average of 3.00 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode31
Persons Per Household3.00
Average House Value$165,000
Income Per Household$0
Median Age42.3
Median Age Male36.0
Median Age Female46.3
84313 DetailsValues
StateUT
State Full NameUtah
City TypeC
City Alias Abbreviation
Area Code435
CityGrouse Creek
City Alias NameGROUSE CREEK
CountyBox Elder
County FIPS003
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA482
CBSA14940
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBrigham City, UT-ID
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population49975
CBSA Division Population0
Congressional District01
Congressional LandArea19560.79
Delivery Residential14
Delivery Business0
Delivery Total70
Preferred Last Line KeyZ17939
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ17939
Land Area1520.946000
Water Area0.134000
City Alias Code
City Mixed CaseGrouse Creek
City Alias Mixed CaseGrouse Creek
Box Count0
SFDU14
MFDU0
State ANSI49
County ANSI003
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number498160
Unique ZIP Name
SSA State County Code46010
Medicare CBSA Code36260
Medicare CBSA NameOgden-Clearfield, UT
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseBox Elder

Utah Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]