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Searching for Homeowners Insurance in 84032

If you are a homeowners that lives in 84032 you may be searching for more affordable homeowners insurance in Heber City. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Heber City, UT. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Utah licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 84032 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Heber City, UT home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 84032 Home Insurance Costs: very low!

In Heber City, homeowners are paying roughly $535 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 84032 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Heber City are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 84032 policy right now!

84032 Home Insurance Average Premiums

Local 84032 homeowners insurance quotes comparison

$285 /yr.

Shows Zip Code: 84032 lowest rates with discounts applied on average.

For the 84032, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$285 /yr.
Average Coverage:$535 /yr.
2600 sq. ft. or higher
(all discounts applied)
$835 /yr.

What is the average home insurance cost for a home in 84032?

  • • The average homeowners insurance premium paid annually for a home in 84032 is around $535 per year.

What does it cost on average per month for home insurance in 84032?

  • • Homeowners in 84032 pay a monthly average cost per month around $45.00.

What kind of discount could I get if I combine my home and auto insurance together in 84032?

  • • Autoowners in 84032 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Heber City area, check out other zip codes nearby 84032.
Review average rates in another zip code:
84032 homeowners insurance rates

Home Replacement Cost Coverage in 84032

Average Building Cost Per Square Foot in 84032: $189

Location: Heber City, Utah (Wasatch County)

Average Square Footage in 84032: 2,376 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84032 before you start any project. Heber City homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84032 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84032 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,376 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Heber City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1892,376$449,000
Additional Upgrades & Added Features$2362,376$561,250
Major Home Updates or Advancements$2842,376$673,500

It's important to understand that when you estimate your replacement cost of your home in the 84032 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84032

Best Home & Auto Insurance Agencies in 84032

Blain Brown Insur Agcy Inc

Address: 76 E Center St Heber City, UT 84032
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 84032

Population Review for 84032 Zip Code

For the city of Heber City, the population within 84032 has increased to over 29,041 residents in population size. The current population total is 24,766. We have broken down the population based on race below. In 84032, there are over 12594 in male population and 12172 females.

PopulationValues
Total Population24,766
White Population20310
Black Population115
Hispanic Population4069
Asian Population295
Hawaiian Population36
Indian Population166
Other Population1776
Male Population12594
Female Population12172
Population Estimate29041

Household Data for 84032

The average number of homes in 84032 is around 7,485, there are an average of 3.28 per household. The average house value according to local real estate values is around $449,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,485
Persons Per Household3.28
Average House Value$449,000
Income Per Household$83185
Median Age33.2
Median Age Male32.3
Median Age Female34.2
84032 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityHeber City
City Alias NameHEBER CITY
CountyWasatch
County FIPS051
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA482
CBSA25720
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHeber, UT
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses906
Number Of Employees6485
Business First Quarter Payroll73771
Business Annual Payroll330895
Business Employment Flag
Growth Rank29
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number887
Growth Increase Percentage3.8
Metropolitan DetailsValues
CBSA Population23530
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential8854
Delivery Business660
Delivery Total9902
Preferred Last Line KeyZ16041
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16041
Land Area328.452000
Water Area4.781000
City Alias Code
City Mixed CaseHeber City
City Alias Mixed CaseHeber City
Box Count378
SFDU3817
MFDU755
State ANSI49
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number493536
Unique ZIP Name
SSA State County Code46250
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseWasatch

Utah Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]