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Homeowners Insurance coverage in 84024

If you are a homeowner in 84024 or Echo, UT you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Echo.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 84024.

Learn more about our homeowners insurance shopping service by selecting the best Echo, UT Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 84024?

Residents of Echo have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Utah? While Utah is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Utah comes in at 50 in the country for homeowners insurance premiums.

If you are living in 84024 zipcode, expect to pay around $720 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Echo does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

84024 Home Insurance Average Premiums

Local 84024 homeowners insurance quotes comparison

$470 /yr.

Shows Zip Code: 84024 lowest rates with discounts applied on average.

For the 84024, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$470 /yr.
Average Coverage:$720 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1020 /yr.

What is the average home insurance cost for a home in 84024?

  • • The average homeowners insurance premium paid annually for a home in 84024 is around $720 per year.

What does it cost on average per month for home insurance in 84024?

  • • Homeowners in 84024 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 84024?

  • • Autoowners in 84024 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Echo, check out other zip codes nearby 84024.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 84024

Average Building Cost Per Square Foot in 84024: $189

Location: Echo, Utah (Summit County)

Average Square Footage in 84024: 873 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84024 before you start any project. Echo homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84024 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84024 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 873 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Echo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189873$165,000
Additional Upgrades & Added Features$236873$206,250
Major Home Updates or Advancements$284873$247,500

It's important to understand that when you estimate your replacement cost of your home in the 84024 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84024

Best Home & Auto Insurance Agencies in 84024

Housing Demographics for 84024

Population Review for 84024 Zip Code

For the city of Echo, the population within 84024 has increased to over 0 residents in population size. The current population total is 61. We have broken down the population based on race below. In 84024, there are over 38 in male population and 23 females.

PopulationValues
Total Population61
White Population56
Black Population1
Hispanic Population13
Asian Population2
Hawaiian Population0
Indian Population0
Other Population1
Male Population38
Female Population23
Population Estimate0

Household Data for 84024

The average number of homes in 84024 is around 22, there are an average of 2.77 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22
Persons Per Household2.77
Average House Value$165,000
Income Per Household$0
Median Age49.8
Median Age Male47.5
Median Age Female59.3
84024 DetailsValues
StateUT
State Full NameUtah
City TypeZ
City Alias Abbreviation
Area Code435
CityEcho
City Alias NameECHO
CountySummit
County FIPS043
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA482
CBSA25720
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHeber, UT
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank36
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number1270
Growth Increase Percentage3.5
Metropolitan DetailsValues
CBSA Population23530
CBSA Division Population0
Congressional District01
Congressional LandArea19560.79
Delivery Residential0
Delivery Business0
Delivery Total76
Preferred Last Line Key004491
Classification CodeP
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State Key004491
Land Area7.769000
Water Area0.000000
City Alias Code
City Mixed CaseEcho
City Alias Mixed CaseEcho
Box Count0
SFDU0
MFDU0
State ANSI49
County ANSI043
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number491666
Unique ZIP Name
SSA State County Code46210
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseSummit

Utah Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]