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Home Insurance Rates in 77460

For homeowners shopping online in 77460, our insurance rates are very competitive for homeowners living in Nada, TX. Many homeowners based out of the great city of Nada have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 77460, simply click the "Get Multiple Quotes Now" button. Your 77460 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Nada, TX Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

77460 Home Insurance Rating is: Very High!

If you live in 77460, you can easily save up to 40% off the average home insurance premium of $1823 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Nada can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 77460 today!

Get Multiple Home Insurance Rates in 77460!

77460 Home Insurance Average Premiums

Local 77460 homeowners insurance quotes comparison

$1573 /yr.

Shows Zip Code: 77460 lowest rates with discounts applied on average.

For the 77460, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1573 /yr.
Average Coverage:$1823 /yr.
2600 sq. ft. or higher
(all discounts applied)
$2123 /yr.

What is the average home insurance cost for a home in 77460?

  • • The average homeowners insurance premium paid annually for a home in 77460 is around $1823 per year.

What does it cost on average per month for home insurance in 77460?

  • • Homeowners in 77460 pay a monthly average cost per month around $152.00.

What kind of discount could I get if I combine my home and auto insurance together in 77460?

  • • Autoowners in 77460 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Nada, check out other zip codes nearby 77460.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 77460

Average Building Cost Per Square Foot in 77460: $129

Location: Nada, Texas (Colorado County)

Average Square Footage in 77460: 1,279 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77460 before you start any project. Nada homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77460 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77460 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,279 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nada area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,279$165,000
Additional Upgrades & Added Features$1611,279$206,250
Major Home Updates or Advancements$1941,279$247,500

It's important to understand that when you estimate your replacement cost of your home in the 77460 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77460

Best Home & Auto Insurance Agencies in 77460

Housing Demographics for 77460

Population Review for 77460 Zip Code

For the city of Nada, the population within 77460 has increased to over 0 residents in population size. The current population total is 52. We have broken down the population based on race below. In 77460, there are over 27 in male population and 25 females.

PopulationValues
Total Population52
White Population43
Black Population0
Hispanic Population8
Asian Population0
Hawaiian Population0
Indian Population0
Other Population7
Male Population27
Female Population25
Population Estimate0

Household Data for 77460

The average number of homes in 77460 is around 28, there are an average of 1.86 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode28
Persons Per Household1.86
Average House Value$165,000
Income Per Household$0
Median Age43.0
Median Age Male44.5
Median Age Female42.3
77460 DetailsValues
StateTX
State Full NameTexas
City TypeZ
City Alias Abbreviation
Area Code979
CityNada
City Alias NameNADA
CountyColorado
County FIPS089
State FIPS48
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees35
Business First Quarter Payroll207
Business Annual Payroll897
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District10
Congressional LandArea5070.95
Delivery Residential0
Delivery Business0
Delivery Total23030
Preferred Last Line KeyW24835
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW24835
Land Area0.695000
Water Area0.000000
City Alias Code
City Mixed CaseNada
City Alias Mixed CaseNada
Box Count80
SFDU0
MFDU0
State ANSI48
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number486225
Unique ZIP Name
SSA State County Code45312
Medicare CBSA Code99945
Medicare CBSA NameRural Areas in TX
Medicare CBSA TypeMicro
Market Rating Area ID26
County Mixed CaseColorado

Texas Homeowners Insurance News & Information

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  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]