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77087 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 77087 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Houston, TX. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 77087 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-866-502-7287 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Texas, like average Houston homeowners insurance rates, coverage options or home insurance types, please select Houston, TX Home Insurance Rates Online!

77087 Home Insurance Average Premiums

Local 77087 homeowners insurance quotes comparison

$1260 /yr.

Shows Zip Code: 77087 lowest rates with discounts applied on average.

For the 77087, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1260 /yr.
Average Coverage:$1510 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1810 /yr.

What is the average home insurance cost for a home in 77087?

  • • The average homeowners insurance premium paid annually for a home in 77087 is around $1510 per year.

What does it cost on average per month for home insurance in 77087?

  • • Homeowners in 77087 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 77087?

  • • Autoowners in 77087 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Houston area, check out other zip codes nearby 77087.
Review average rates in another zip code:
77076 homeowners insurance rates
77028 homeowners insurance rates
77055 homeowners insurance rates
77060 homeowners insurance rates
77005 homeowners insurance rates
77012 homeowners insurance rates
77050 homeowners insurance rates
77089 homeowners insurance rates
77092 homeowners insurance rates
77022 homeowners insurance rates

Home Replacement Cost Coverage in 77087

Average Building Cost Per Square Foot in 77087: $129

Location: Houston, Texas (Harris County)

Average Square Footage in 77087: 839 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77087 before you start any project. Houston homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77087 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77087 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 839 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Houston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129839$108,200
Additional Upgrades & Added Features$161839$135,250
Major Home Updates or Advancements$194839$162,300

It's important to understand that when you estimate your replacement cost of your home in the 77087 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77087

Best Home & Auto Insurance Agencies in 77087

Housing Demographics for 77087

Population Review for 77087 Zip Code

For the city of Houston, the population within 77087 has increased to over 36,179 residents in population size. The current population total is 34,654. We have broken down the population based on race below. In 77087, there are over 17310 in male population and 17344 females.

PopulationValues
Total Population34,654
White Population7501
Black Population5109
Hispanic Population27360
Asian Population190
Hawaiian Population8
Indian Population529
Other Population12569
Male Population17310
Female Population17344
Population Estimate36179

Household Data for 77087

The average number of homes in 77087 is around 10,943, there are an average of 3.13 per household. The average house value according to local real estate values is around $108,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,943
Persons Per Household3.13
Average House Value$108,200
Income Per Household$46478
Median Age35.0
Median Age Male34.5
Median Age Female35.5
77087 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code713
CityHouston
City Alias NameHOUSTON
CountyHarris
County FIPS201
State FIPS48
Time Zone6
Day Light SavingY
MSA3362
PMSA3360
CSA288
CBSA26420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHouston-Pasadena-The Woodlands, TX
MSA_NameHouston-Galveston-Brazoria, TX CMSA
PMSA_NameHouston, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses675
Number Of Employees10860
Business First Quarter Payroll128978
Business Annual Payroll595831
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5946800
CBSA Division Population0
Congressional District09|29
Congressional LandArea165.64|187.07
Delivery Residential11559
Delivery Business1473
Delivery Total15012
Preferred Last Line KeyW24130
Classification Code
Multi-County
CSA NameHouston-Pasadena, TX
CBSA_DIV_Name
City State KeyW24130
Land Area6.556000
Water Area0.036000
City Alias Code
City Mixed CaseHouston
City Alias Mixed CaseHouston
Box Count0
SFDU8208
MFDU2846
State ANSI48
County ANSI201
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number484145
Unique ZIP Name
SSA State County Code45610
Medicare CBSA Code26420
Medicare CBSA NameHouston-The Woodlands-Sugar Land, TX
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHarris

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