37923 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 37923 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Knoxville, TN quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 37923.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 37923 and start shopping.

Quickly and Easily Compare Average Rates for 37923

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Knoxville, TN home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 37923

Homeowners in Knoxville are paying roughly $1028 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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37923 Home Insurance Average Premiums

Local 37923 homeowners insurance quotes comparison

$778 /yr.

Shows Zip Code: 37923 lowest rates with discounts applied on average.

For the 37923, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$778 /yr.
Average Coverage:	$1028 /yr.
2600 sq. ft. or higher (all discounts applied)	$1328 /yr.

What is the average home insurance cost for a home in 37923?

• The average homeowners insurance premium paid annually for a home in 37923 is around $1028 per year.

What does it cost on average per month for home insurance in 37923?

• Homeowners in 37923 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 37923?

• Autoowners in 37923 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Knoxville, check out other zip codes nearby 37923.
To review average rates in another zip code, click on a zip code below:
37919 | 37914 | 37938 | 37921 | 37918 | 37909 | 37915 | 37920 | 37922 | 37932 |

Home Replacement Cost Coverage in 37923

Average Building Cost Per Square Foot in 37923: $135

Location: Knoxville, Tennessee (Knox County)

Average Square Footage in 37923: 1,714 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37923 before you start any project. Knoxville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37923 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37923 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,714 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Knoxville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$135	1,714	$231,400
Additional Upgrades & Added Features	$169	1,714	$289,250
Major Home Updates or Advancements	$203	1,714	$347,100

Calculate Your Dwelling Coverage in 37923

It's important to understand that when you estimate your replacement cost of your home in the 37923 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 37923

Lewis- Michael P - State Farm Insurance Agent

Address: 9044 Middlebrook Pike Knoxville, TN 37923
Phone:
Website:
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Newby- J Mark

Address: 8870 Cedar Springs Ln Knoxville, TN 37923
Phone:
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All Lines Insurance Agency Inc

Address: 8874 Kingston Pike, #206 Knoxville, TN 37923
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Liberty Mutual Group - Personal Sales

Address: 9051 Executive Park Dr Knoxville, TN 37923
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Website: http://www.libertymutual.com
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Oglesby Eddie Ray Insurance

Address: 412 N Cedar Bluff Rd, #108 Knoxville, TN 37923
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Housing Demographics for 37923

Population Review for 37923 Zip Code

For the city of Knoxville, the population within 37923 has increased to over 31,951 residents in population size. The current population total is 29,705. We have broken down the population based on race below. In 37923, there are over 14401 in male population and 15304 females.

Population	Values
Total Population	29,705
White Population	22854
Black Population	1971
Hispanic Population	2629
Asian Population	999
Hawaiian Population	111
Indian Population	128
Other Population	1390
Male Population	14401
Female Population	15304
Population Estimate	31951

Household Data for 37923

The average number of homes in 37923 is around 13,092, there are an average of 2.26 per household. The average house value according to local real estate values is around $231,400. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	13,092
Persons Per Household	2.26
Average House Value	$231,400
Income Per Household	$65909
Median Age	37.1
Median Age Male	35.7
Median Age Female	38.3

37923 Details	Values
State	TN
State Full Name	Tennessee
City Type	P
City Alias Abbreviation
Area Code	865
City	Knoxville
City Alias Name	KNOXVILLE
County	Knox
County FIPS	093
State FIPS	47
Time Zone	5
Day Light Saving	Y
MSA	3840
PMSA
CSA	315
CBSA	28940
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Knoxville, TN
MSA_Name	Knoxville, TN MSA
PMSA_Name
Region	South
Division	East South Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	887
Number Of Employees	15310
Business First Quarter Payroll	197660
Business Annual Payroll	842523
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	698030
CBSA Division Population	0
Congressional District	02
Congressional LandArea	2320.68
Delivery Residential	14138
Delivery Business	869
Delivery Total	17399
Preferred Last Line Key	X25385
Classification Code
Multi-County
CSA Name	Knoxville-Morristown-Sevierville, TN
CBSA_DIV_Name
City State Key	X25385
Land Area	11.088000
Water Area	0.013000
City Alias Code
City Mixed Case	Knoxville
City Alias Mixed Case	Knoxville
Box Count	0
SFDU	7920
MFDU	3263
State ANSI	47
County ANSI	093
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	474632
Unique ZIP Name
SSA State County Code	44460
Medicare CBSA Code	28940
Medicare CBSA Name	Knoxville, TN
Medicare CBSA Type	Metro
Market Rating Area ID	2
County Mixed Case	Knox

Tennessee Homeowners Insurance News & Information

Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025
Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums. In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help. Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]
Upgrading Your Home Against Disasters Can Help Save You Money On Your Insurance Posted on Thursday 26th June, 2025
Ron Watson’s roof on his Alabama home looks the same as all his neighbors’ roofs. Yet his is saving him money every year. With the help of nails specifically designed to stay in place during high winds, along with other construction elements, Watson’s roof is less likely to be damaged in natural disasters, like hurricane […]
Should I consider climate changes when buying a new home? Posted on Saturday 21st June, 2025
Climate change is on our doorstep, so now more than ever, it’s essential to consider the local climate when buying a new home. Not only is the current climate important, but experts suggest homeowners look towards the future. How will the next 10, 20 or 30 years impact your new purchase? The increasing frequency of […]

Home Insurance Quotes in 37923!