Get multiple home insurance quotes in 37730. Our licensed 37730, TN agents are ready to serve you.

Compare 37730 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 37730 area? The average homeowners premium in Tennessee for a standard homeowners policy is around $1,120/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 37730 zip code, the population size is around 57 with 31 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 37730.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Eagan, TN Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. TN RateDiscountsSavingsShop Rates
$1,492up to 40% off$597

37730 Home Insurance Average Premiums

Local 37730 homeowners insurance quotes comparison

$870 /yr.

Shows Zip Code: 37730 lowest rates with discounts applied on average.

For the 37730, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$870 /yr.
Average Coverage:$1120 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1420 /yr.

What is the average home insurance cost for a home in 37730?

  • • The average homeowners insurance premium paid annually for a home in 37730 is around $1120 per year.

What does it cost on average per month for home insurance in 37730?

  • • Homeowners in 37730 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 37730?

  • • Autoowners in 37730 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Eagan, check out other zip codes nearby 37730.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 37730

Average Building Cost Per Square Foot in 37730: $135

Location: Eagan, Tennessee (Claiborne County)

Average Square Footage in 37730: 711 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 37730 before you start any project. Eagan homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 37730 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 37730 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 711 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eagan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135711$96,000
Additional Upgrades & Added Features$169711$120,000
Major Home Updates or Advancements$203711$144,000

It's important to understand that when you estimate your replacement cost of your home in the 37730 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 37730

Best Home & Auto Insurance Agencies in 37730

Housing Demographics for 37730

Population Review for 37730 Zip Code

For the city of Eagan, the population within 37730 has increased to over 0 residents in population size. The current population total is 57. We have broken down the population based on race below. In 37730, there are over 46 in male population and 11 females.

PopulationValues
Total Population57
White Population56
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population46
Female Population11
Population Estimate0

Household Data for 37730

The average number of homes in 37730 is around 31, there are an average of 1.84 per household. The average house value according to local real estate values is around $96,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode31
Persons Per Household1.84
Average House Value$96,000
Income Per Household$51000
Median Age45.7
Median Age Male45.6
Median Age Female53.3
37730 DetailsValues
StateTN
State Full NameTennessee
City TypeZ
City Alias Abbreviation
Area Code423
CityEagan
City Alias NameEAGAN
CountyClaiborne
County FIPS025
State FIPS47
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea2320.68
Delivery Residential0
Delivery Business0
Delivery Total28
Preferred Last Line KeyX25135
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX25135
Land Area1.510000
Water Area0.000000
City Alias Code
City Mixed CaseEagan
City Alias Mixed CaseEagan
Box Count27
SFDU0
MFDU0
State ANSI47
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number472676
Unique ZIP Name
SSA State County Code44120
Medicare CBSA Code99944
Medicare CBSA NameRural Areas in TN
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseClaiborne

Tennessee Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]