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Marion County, SC Homeowners Insurance Quotes
Marion County homeowners insurance can protect your home from damages due to fires, lightning, theft, falling objects and even vandalism under a basic South Carolina homeowners policy.
Marion County Coastal Home Insurance
Because Marion County is in a coastal area, it's important to know that flood zones are crucial along the coast that are prone to hurricanes and tropical storms. Flood insurance programs can be offered to you through your current home insurance carrier or through the National Flood Insurance Programs available in Marion County. Speaking with a licensed professional at GetHomeInsuranceQuotes.com allows you to review all coverage options and apply coverages like flood, hurricane insurance and wind hail coverage. Let us help you get the right coastal insurance coverage for your home in Marion County.
Basic Coverage Protection and Rates
For a basic standard homeowners policy in Marion County also referred to as an HO-3 policy, you are looking at paying around $110.58 per month. Most homeowners pay annually for home insurance which is estimated to be around $1327 per year. Marion County home insurance rates drastically depend on the home insurance company you choose. We can help you compare up to 12 major carriers, which will allow us to get the most competitive rate possible saving you up to 40% or more. Our quoting process also likes to work with you to provide every available discount and credit offered to you, the homeowner. More importantly, cheaper rates sometimes means cheaper coverage and a lack of protection for your home and family. The ideal policy, is one with outstanding coverage so you are insured properly but it also has to be affordable. Most homeowners living in South Carolina enjoy the benefits of lower rates, but every homeowner enjoys the comfort and protection when you need to count on your insurance company the most. Let us help shop the best Marion County homeowners policy for you.
For all Marion County, SC residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.
Are you looking for a homeowners insurance quote in Marion County? Simply enter your zip code to get your South Carolina homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.
Marion County, SC Housing Demographics
With 33,062 residents living within the Marion County area there are over 14,953 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 8,881 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Marion County.
|Total Occupied Households||13,058|
|Family Households (families)||8,881|
|Average Owner Occupied Household Size||2|
|Average Family Size||3|
|Total Housing Units||14,953|
Marion County, SC Coastal Wind, Hail & Flood Information
For all homeowners living in Marion County (FIPS: 45067), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of South Carolina is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Marion County, SC, it's important that you look into hurricane and windstorm insurance options.
Marion County, SC Home Insurance Average Premiums
For the state of South Carolina, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 18 in the nation for highest premiums in the U.S.
|Average Rating||Annual Premium|
|Minimum Range:||$789 /yr.|
|Current Average Cost:||$1,089 /yr.|
|Maximum Range:||$1327 /yr.|
Marion County, SC Coastal Wind, Hail & Flood Information
Marion is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.
Coastal Marion County, SC Information: Coastal South Carolina Home Insurance Rates
sellers Flood Insurance and Windstorm Coverage
Marion County is a coastal area that is often at risk from windstorms and other severe weather. In these types of areas, it is a good idea to carry wind and hail coverage. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.
Flood damage is another peril that South Carolina homeowners must deal with due to our extreme weather and sea level elevation. Unfortunately, a standard homeowners policy excludes flood coverage. In order to fully protect your home, you should consider purchasing a separate flood insurance policy.
South Carolina Homeowners Insurance News & Information
Coastal South Carolina Home Insurance Rates Posted on Monday 17th April, 2023
South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]
Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022
The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced. If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]
Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021
Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]
Discounts For Homeowners in Marion County
As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your South Carolina homeowners insurance.
- Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Marion County, this discount can save you up to 20% on your home insurance premium.
- Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Marion County that do combine their home and auto can save over $500 with this discount.
- Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Marion County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
- Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
- Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.
Marion County Housing & Real Estate Data
|Total Housing Units||14953|
|Occupied Housing Units||13058|
|Vacant Housing Units||1895|
|Vacant Housing Units for Rent||375|
|Vacant Housing Units Rented Not Occupied||34|
|Vacant Housing Units For Sale||187|
|Vacant Housing Units Sold Not Occupied||77|
|Vacant Housing Units For Seasonal Occasional Use||320|
|Vacant Housing Units All Other Vacants||902|
|Housing Units Homeowner Vacancy Rate Percent||2|
|Housing Units Rental Vacancy Rate Percent||8|
|Housing Tenure Occupied Units||13058|
|Housing Tenure Occupied Units Owner Occupied||8980|
|Housing Tenure Occupied Units Owner Occupied Population||22318|
|Housing Tenure Occupied Units Owner Occupied Averge Household Size||2|
|Housing Tenure Occupied Units Renter Occupied||4078|
|Housing Tenure Occupied Units Renter Occupied Population||10541|
|Housing Tenure Occupied Units Renter Occupied Average Household Size||3|