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02919 Homeowners Insurance Quotes & Coverage Options
If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 02919 zip code find a great new policy that offers the coverage they need at a price they can afford.
GetHomeInsuranceQuotes.com makes shopping for a new policy in Johnston, RI quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 02919.
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Quickly and Easily Compare Average Rates for 02919
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Johnston, RI home insurance quotes in your local city and review the most competitive coverages and premiums.
Average Policy Rates in 02919
Homeowners in Johnston are paying roughly $1365 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.
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02919 Home Insurance Average Premiums
$1115 /yr.
Shows Zip Code: 02919 lowest rates with discounts applied on average.
For the 02919, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $1115 /yr. |
| Average Coverage: | $1365 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1665 /yr. |
What is the average home insurance cost for a home in 02919?
- • The average homeowners insurance premium paid annually for a home in 02919 is around $1365 per year.
What does it cost on average per month for home insurance in 02919?
- • Homeowners in 02919 pay a monthly average cost per month around $114.00.
What kind of discount could I get if I combine my home and auto insurance together in 02919?
- • Autoowners in 02919 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Johnston area, check out other zip codes nearby 02919.
Review average rates in another zip code:
02919 homeowners insurance rates
Home Replacement Cost Coverage in 02919
Average Building Cost Per Square Foot in 02919: $210
Location: Johnston, Rhode Island (Providence County)Average Square Footage in 02919: 1,213 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 02919 before you start any project. Johnston homeowners pay on average around $210 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 02919 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 02919 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,213 sq. ft. and the average cost to rebuild the home in this area is around $210 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Johnston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $210 | 1,213 | $254,800 |
| Additional Upgrades & Added Features | $263 | 1,213 | $318,500 |
| Major Home Updates or Advancements | $315 | 1,213 | $382,200 |
It's important to understand that when you estimate your replacement cost of your home in the 02919 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 02919
Rotondo Frank Insurance
Address: 1343 Hartford Avenue Johnston, RI 02919Phone: (401)351-3280
Website:
Best Home & Auto Insurance Agencies in 02919
Vincent S Podmaska - Nationwide Insurance
Address: 1465 Atwood Ave Johnston, RI 02919Phone:
Website: http://www.providence.citysearch.com/profile/external/9085739/johnston_ri/vincent_s_podmaska_nationwide_insurance.html
Info:
Allstate Insurance Company - Kevin Cloutier
Address: 1553 Plainfield Pike Johnston, RI 02919Phone:
Website: http://www.providence.citysearch.com/profile/662017960/johnston_ri/allstate_insurance_company_kevin_cloutier.html
Info:
Rotondo Frank Insurance
Address: 1343 Hartford Ave Johnston, RI 02919Phone:
Website:
Info:
Fargiorgio, Simone - Allstate
Address: 1665 Hartford Ave, #11 Johnston, RI 02919Phone:
Website: http://www.allstateagencies.com/SFargiorgio/Welcome/
Info:
Metlife Auto & Home Agents:Lawrence, Mark & Robert
Address: 1450 Atwood Ave, Ste 10 Johnston, RI 02919Phone:
Website: http://www.metlife.com/
Info:
Housing Demographics for 02919
Population Review for 02919 Zip Code
For the city of Johnston, the population within 02919 has increased to over 30,569 residents in population size. The current population total is 29,473. We have broken down the population based on race below. In 02919, there are over 14139 in male population and 15334 females.
| Population | Values |
|---|---|
| Total Population | 29,473 |
| White Population | 23385 |
| Black Population | 1028 |
| Hispanic Population | 3839 |
| Asian Population | 901 |
| Hawaiian Population | 17 |
| Indian Population | 109 |
| Other Population | 1911 |
| Male Population | 14139 |
| Female Population | 15334 |
| Population Estimate | 30569 |
Household Data for 02919
The average number of homes in 02919 is around 11,881, there are an average of 2.43 per household. The average house value according to local real estate values is around $254,800. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 11,881 |
| Persons Per Household | 2.43 |
| Average House Value | $254,800 |
| Income Per Household | $76592 |
| Median Age | 45.2 |
| Median Age Male | 43.1 |
| Median Age Female | 47.4 |
| 02919 Details | Values |
|---|---|
| State | RI |
| State Full Name | Rhode Island |
| City Type | B |
| City Alias Abbreviation | |
| Area Code | 401 |
| City | Johnston |
| City Alias Name | JOHNSTON |
| County | Providence |
| County FIPS | 007 |
| State FIPS | 44 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 6480 |
| PMSA | |
| CSA | 148 |
| CBSA | 39300 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Providence-Warwick, RI-MA |
| MSA_Name | Providence-Fall River-Warwick, RI-MA MSA |
| PMSA_Name | |
| Region | Northeast |
| Division | New England |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1028 |
| Number Of Employees | 14045 |
| Business First Quarter Payroll | 258754 |
| Business Annual Payroll | 976877 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 1600852 |
| CBSA Division Population | 0 |
| Congressional District | 02 |
| Congressional LandArea | 765.32 |
| Delivery Residential | 12580 |
| Delivery Business | 1182 |
| Delivery Total | 13955 |
| Preferred Last Line Key | V25901 |
| Classification Code | |
| Multi-County | |
| CSA Name | Boston-Worcester-Providence, MA-RI-NH |
| CBSA_DIV_Name | |
| City State Key | V25901 |
| Land Area | 23.509000 |
| Water Area | 0.882000 |
| City Alias Code | |
| City Mixed Case | Johnston |
| City Alias Mixed Case | Johnston |
| Box Count | 342 |
| SFDU | 10103 |
| MFDU | 1102 |
| State ANSI | 44 |
| County ANSI | 007 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | B |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 439998 |
| Unique ZIP Name | |
| SSA State County Code | 41030 |
| Medicare CBSA Code | 39300 |
| Medicare CBSA Name | Providence-Warwick, RI-MA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 1 |
| County Mixed Case | Providence |
Rhode Island Homeowners Insurance News & Information
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Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024
Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]
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Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024
According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums. While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]
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Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024
As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]