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Delaware County, PA Homeowners Insurance Quotes
Delaware County (PA) homeowners are now averaging around $80.58 per month for homeowners insurance coverage. For Pennsylvania, this amounts to $967 per year for a standard (HO-3) home insurance policy. When you compare the national average, rates are around 1,249 per year. Pennsylvania is now ranked #41 in the country for the highest paid home insurance rates. Would you like to get up to 12 free home insurance quotes for your home in Delaware County, PA so you can save up to fourty percent or more? If so, we look forward to working with you and providing a excellent home insurance shopping experience. You can easily compare rates by giving us a call now or enter your zip code to start our hassle free online quoting application. With some basic information about your home, we can help you review which carrier has the best rate and which policy per insurance provider has the best coverage. There is a big difference when it comes to protecting your home when you need it the most. Financial protection for repairs or rebuilding your home is crucial and so a cheaper rate may not always be the best decision when you need to count on an insurance provider to help you coverage financial loss due to a wind storm, hail, hurricanes or even flooding. Although, flooding is not covered under a basic policy, we can help you enhance your coverage to help add that extra protection. Let us help you shop your new home insurance policy today!
For all Delaware County, PA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.
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Are you looking for a homeowners insurance quote in Delaware County? Simply enter your zip code to get your Pennsylvania homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.
Delaware County, PA Housing Demographics
With 558,979 residents living within the Delaware County area there are over 222,902 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 139,859 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Delaware County.
Demographic | Values |
---|---|
Total Occupied Households | 208,700 |
Family Households (families) | 139,859 |
Average Owner Occupied Household Size | 3 |
Average Family Size | 3 |
Total Housing Units | 222,902 |
Delaware County, PA Coastal Wind, Hail & Flood Information
For all homeowners living in Delaware County (FIPS: 42045), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Pennsylvania is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Delaware County, PA, it's important that you look into hurricane and windstorm insurance options.
Delaware County boarders a shoreline which increases the risk of wind, hail and flood damage. We will look into providing the best rates possible considering your home is located in the coastal area of Pennsylvania.
Helpful Articles:
Delaware County, PA Home Insurance Average Premiums
For the state of Pennsylvania, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 41 in the nation for highest premiums in the U.S.
Average Rating | Annual Premium |
---|---|
Minimum Range: | $586 /yr. |
Current Average Cost: | $793 /yr. |
Maximum Range: | $967 /yr. |
Delaware County, PA Coastal Wind, Hail & Flood Information
Delaware is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.
Flood Zone Notice: The beautiful coastal county of Delaware is know for it's beautiful beaches and waterways. Because Delaware County (FIPS: 42045) has a shoreline and is in a coastal area it is important to purchase flood insurance. The risk is very high in this area and we will work with you to provide the best flood insurance coverage you need for your home in Delaware County.
Pennsylvania Homeowners Insurance News & Information
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Upgrading Your Home Against Disasters Can Help Save You Money On Your Insurance Posted on Thursday 26th June, 2025
Ron Watson’s roof on his Alabama home looks the same as all his neighbors’ roofs. Yet his is saving him money every year. With the help of nails specifically designed to stay in place during high winds, along with other construction elements, Watson’s roof is less likely to be damaged in natural disasters, like hurricane […]
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Should I consider climate changes when buying a new home? Posted on Saturday 21st June, 2025
Climate change is on our doorstep, so now more than ever, it’s essential to consider the local climate when buying a new home. Not only is the current climate important, but experts suggest homeowners look towards the future. How will the next 10, 20 or 30 years impact your new purchase? The increasing frequency of […]
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How to Prepare Before Hurricanes Threaten Florida Posted on Monday 19th May, 2025
Hurricane season is quickly approaching and one of the most important things to do before a storm hits is to make sure your insurance coverage is up to date and your coverage levels are sufficient in the event your home is damaged by severe weather. Regardless of whether you own a home or are renting, […]
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New Home Insurance Company Launches in Florida, Shows Signs of Improvement Posted on Tuesday 13th May, 2025
According to Office of Insurance Regulation and leaders in the industry, Florida may finally be emerging from the insurance crisis that it has suffered through for the last decade. Insurance companies operating in the state are starting to stabilize rates and new insurance companies are entering the Florida market. Recently, the Office of Insurance Regulation […]
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Higher Premiums and Claim Handling Causes Poor Customer Satisfaction for Insurance Companies Posted on Friday 9th May, 2025
According to the recently released J.D. Power’s 2025 U.S. Property Claims Satisfaction Study, higher premiums and longer wait time for claim handling are making property owners less satisfied with their homeowners coverage. “Customers are, in essence, paying higher prices for slower service,” said Mark Garrett, director of insurance intelligence at J.D. Power in a press release. […]
Discounts For Homeowners in Delaware County
As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Pennsylvania homeowners insurance.
- Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Delaware County, this discount can save you up to 20% on your home insurance premium.
- Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Delaware County that do combine their home and auto can save over $500 with this discount.
- Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Delaware County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
- Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
- Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.
Delaware County Housing & Real Estate Data
Details: | Statistics |
---|---|
Total Housing Units | 222902 |
Occupied Housing Units | 208700 |
Vacant Housing Units | 14202 |
Vacant Housing Units for Rent | 6585 |
Vacant Housing Units Rented Not Occupied | 306 |
Vacant Housing Units For Sale | 2447 |
Vacant Housing Units Sold Not Occupied | 615 |
Vacant Housing Units For Seasonal Occasional Use | 621 |
Vacant Housing Units All Other Vacants | 3628 |
Housing Units Homeowner Vacancy Rate Percent | 2 |
Housing Units Rental Vacancy Rate Percent | 10 |
Housing Tenure Occupied Units | 208700 |
Housing Tenure Occupied Units Owner Occupied | 147212 |
Housing Tenure Occupied Units Owner Occupied Population | 401304 |
Housing Tenure Occupied Units Owner Occupied Averge Household Size | 3 |
Housing Tenure Occupied Units Renter Occupied | 61488 |
Housing Tenure Occupied Units Renter Occupied Population | 134620 |
Housing Tenure Occupied Units Renter Occupied Average Household Size | 2 |