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19380 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 19380 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in West Chester, PA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 19380.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 19380 and start shopping.

Quickly and Easily Compare Average Rates for 19380

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional West Chester, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 19380

Homeowners in West Chester are paying roughly $731 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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19380 Home Insurance Average Premiums

Local 19380 homeowners insurance quotes comparison

$481 /yr.

Shows Zip Code: 19380 lowest rates with discounts applied on average.

For the 19380, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$481 /yr.
Average Coverage:$731 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1031 /yr.

What is the average home insurance cost for a home in 19380?

  • • The average homeowners insurance premium paid annually for a home in 19380 is around $731 per year.

What does it cost on average per month for home insurance in 19380?

  • • Homeowners in 19380 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 19380?

  • • Autoowners in 19380 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within West Chester, check out other zip codes nearby 19380.
To review average rates in another zip code, click on a zip code below:
19380  |  19382  |  19383  | 

Home Replacement Cost Coverage in 19380

Average Building Cost Per Square Foot in 19380: $136

Location: West Chester, Pennsylvania (Chester County)

Average Square Footage in 19380: 3,249 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19380 before you start any project. West Chester homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19380 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19380 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,249 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Chester area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1363,249$441,900
Additional Upgrades & Added Features$1703,249$552,375
Major Home Updates or Advancements$2043,249$662,850

It's important to understand that when you estimate your replacement cost of your home in the 19380 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19380

Allstate Insurance - George A Blewitt

Address: 105 East Evans St - Suite B2 West Chester, PA 19380
Phone: (610)430-0700
Website:

Allstate Insurance Company

Address: 105 East Evans Street West Chester, PA 19380
Phone: (610)430-0700
Website: www.allstate.com

Allstate Insurance - Joela Powell

Address: 1519 Mcdaniel Dr West Chester, PA 19380
Phone: (610)692-0280
Website:

Allstate Insurance - David R. Kievit- CLU- ChFC

Address: 9 N. Five Points Rd. West Chester, PA 19380
Phone: (610)692-2229
Website:

Best Home & Auto Insurance Agencies in 19380

Allstate Insurance Company

Address: 105 E Evans St West Chester, PA 19380
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

The Sussky Agency, Incorporated

Address: 1532 Paoli Pike West Chester, PA 19380
Phone:
Website: http://www.sussky.net/
Info:

Allstate Insurance Company - Lisa Wicka

Address: 513 East Gay Street West Chester, PA 19380
Phone:
Website: http://www.philadelphia.citysearch.com/profile/662190010/west_chester_pa/allstate_insurance_company_lisa_wicka.html
Info:

Bates, Steven - Nationwide Insurance

Address: 1595 Paoli Pike #102 West Chester, PA 19380
Phone:
Website:
Info:

David R. Kievit- CLU- ChFC

Address: 9 N 5 Points Rd West Chester, PA 19380
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=1417
Info:

Housing Demographics for 19380

Population Review for 19380 Zip Code

For the city of West Chester, the population within 19380 has increased to over 51,735 residents in population size. The current population total is 50,692. We have broken down the population based on race below. In 19380, there are over 24706 in male population and 25986 females.

PopulationValues
Total Population50,692
White Population42023
Black Population2007
Hispanic Population2916
Asian Population2651
Hawaiian Population24
Indian Population116
Other Population1159
Male Population24706
Female Population25986
Population Estimate51735

Household Data for 19380

The average number of homes in 19380 is around 20,407, there are an average of 2.44 per household. The average house value according to local real estate values is around $441,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,407
Persons Per Household2.44
Average House Value$441,900
Income Per Household$115650
Median Age42.6
Median Age Male40.2
Median Age Female45.1
19380 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code484/484/610/610/835
CityWest Chester
City Alias NameWEST CHESTER
CountyChester
County FIPS029
State FIPS42
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV33874
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1547
Number Of Employees30767
Business First Quarter Payroll684626
Business Annual Payroll2459415
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1924009
Congressional District06
Congressional LandArea860.47
Delivery Residential21203
Delivery Business1264
Delivery Total22618
Preferred Last Line KeyX1B898
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameMontgomery County-Bucks County-Chester County, PA
City State KeyX1B898
Land Area30.467000
Water Area0.325000
City Alias Code
City Mixed CaseWest Chester
City Alias Mixed CaseWest Chester
Box Count239
SFDU13542
MFDU2365
State ANSI42
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number419044
Unique ZIP Name
SSA State County Code39210
Medicare CBSA Code33874
Medicare CBSA NameMontgomery County-Bucks County-Chester County, PA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseChester

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