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16664 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 16664? There are over 725 occupied homes in the 16664 area. With a population size of 2,089, it's not uncommon for residence of New Enterprise, PA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Pennsylvania is around $845 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 16664 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: New Enterprise, PA Home Insurance Rate Quotes

16664 Home Insurance Average Premiums

Local 16664 homeowners insurance quotes comparison

$595 /yr.

Shows Zip Code: 16664 lowest rates with discounts applied on average.

For the 16664, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$595 /yr.
Average Coverage:$845 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1145 /yr.

What is the average home insurance cost for a home in 16664?

  • • The average homeowners insurance premium paid annually for a home in 16664 is around $845 per year.

What does it cost on average per month for home insurance in 16664?

  • • Homeowners in 16664 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 16664?

  • • Autoowners in 16664 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within New Enterprise, check out other zip codes nearby 16664.
To review average rates in another zip code, click on a zip code below:
16664  | 

Home Replacement Cost Coverage in 16664

Average Building Cost Per Square Foot in 16664: $136

Location: New Enterprise, Pennsylvania (Bedford County)

Average Square Footage in 16664: 1,127 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16664 before you start any project. New Enterprise homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16664 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16664 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,127 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Enterprise area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,127$153,300
Additional Upgrades & Added Features$1701,127$191,625
Major Home Updates or Advancements$2041,127$229,950

It's important to understand that when you estimate your replacement cost of your home in the 16664 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16664

Best Home & Auto Insurance Agencies in 16664

Housing Demographics for 16664

Population Review for 16664 Zip Code

For the city of New Enterprise, the population within 16664 has increased to over 2,119 residents in population size. The current population total is 2,089. We have broken down the population based on race below. In 16664, there are over 1032 in male population and 1057 females.

PopulationValues
Total Population2,089
White Population2002
Black Population6
Hispanic Population17
Asian Population13
Hawaiian Population0
Indian Population1
Other Population3
Male Population1032
Female Population1057
Population Estimate2119

Household Data for 16664

The average number of homes in 16664 is around 725, there are an average of 2.88 per household. The average house value according to local real estate values is around $153,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode725
Persons Per Household2.88
Average House Value$153,300
Income Per Household$66700
Median Age37.3
Median Age Male34.8
Median Age Female38.4
16664 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias AbbreviationNEW ENTRPRISE
Area Code814
CityNew Enterprise
City Alias NameNEW ENTERPRISE
CountyBedford
County FIPS009
State FIPS42
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses29
Number Of Employees298
Business First Quarter Payroll4308
Business Annual Payroll25655
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District13
Congressional LandArea155.18
Delivery Residential736
Delivery Business26
Delivery Total789
Preferred Last Line KeyX1A124
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX1A124
Land Area40.139000
Water Area0.026000
City Alias Code
City Mixed CaseNew Enterprise
City Alias Mixed CaseNew Enterprise
Box Count13
SFDU736
MFDU0
State ANSI42
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number415912
Unique ZIP Name
SSA State County Code39100
Medicare CBSA Code99939
Medicare CBSA NameRural Areas in PA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseBedford

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