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45773 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 45773 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Reno, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 45773 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Reno homeowners insurance rates, coverage options or home insurance types, please select Reno, OH Home Insurance Rates Online!

45773 Home Insurance Average Premiums

Local 45773 homeowners insurance quotes comparison

$572 /yr.

Shows Zip Code: 45773 lowest rates with discounts applied on average.

For the 45773, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$572 /yr.
Average Coverage:$822 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1122 /yr.

What is the average home insurance cost for a home in 45773?

  • • The average homeowners insurance premium paid annually for a home in 45773 is around $822 per year.

What does it cost on average per month for home insurance in 45773?

  • • Homeowners in 45773 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 45773?

  • • Autoowners in 45773 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Reno, check out other zip codes nearby 45773.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 45773

Average Building Cost Per Square Foot in 45773: $111

Location: Reno, Ohio (Washington County)

Average Square Footage in 45773: 2,741 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45773 before you start any project. Reno homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45773 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45773 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,741 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Reno area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,741$304,300
Additional Upgrades & Added Features$1392,741$380,375
Major Home Updates or Advancements$1672,741$456,450

It's important to understand that when you estimate your replacement cost of your home in the 45773 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45773

Best Home & Auto Insurance Agencies in 45773

Housing Demographics for 45773

Population Review for 45773 Zip Code

For the city of Reno, the population within 45773 has increased to over 403 residents in population size. The current population total is 305. We have broken down the population based on race below. In 45773, there are over 161 in male population and 144 females.

PopulationValues
Total Population305
White Population301
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population161
Female Population144
Population Estimate403

Household Data for 45773

The average number of homes in 45773 is around 124, there are an average of 2.46 per household. The average house value according to local real estate values is around $304,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode124
Persons Per Household2.46
Average House Value$304,300
Income Per Household$0
Median Age45.8
Median Age Male42.1
Median Age Female51.3
45773 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740/220
CityReno
City Alias NameRENO
CountyWashington
County FIPS167
State FIPS39
Time Zone5
Day Light SavingY
MSA6020
PMSA
CSA425
CBSA31930
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMarietta, OH
MSA_NameParkersburg-Marietta, WV-OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees160
Business First Quarter Payroll1852
Business Annual Payroll8951
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea7215.03
Delivery Residential164
Delivery Business4
Delivery Total351
Preferred Last Line KeyX22583
Classification Code
Multi-County
CSA NameParkersburg-Marietta-Vienna, WV-OH
CBSA_DIV_Name
City State KeyX22583
Land Area12.278000
Water Area0.113000
City Alias Code
City Mixed CaseReno
City Alias Mixed CaseReno
Box Count145
SFDU164
MFDU0
State ANSI39
County ANSI167
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number387014
Unique ZIP Name
SSA State County Code36850
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID17
County Mixed CaseWashington

Ohio Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]