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13436 Online Home Insurance Rates
Comparing a bunch of different rates for your home in 13436 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Raquette Lake, NY. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 13436 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.
If you would like to review more information on home insurance premiums in New York, like average Raquette Lake homeowners insurance rates, coverage options or home insurance types, please select Raquette Lake, NY Home Insurance Rates Online!
13436 Home Insurance Average Premiums
For the 13436, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $811 /yr. |
Average Coverage: | $1061 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1361 /yr. |
What is the average home insurance cost for a home in 13436?
- • The average homeowners insurance premium paid annually for a home in 13436 is around $1061 per year.
What does it cost on average per month for home insurance in 13436?
- • Homeowners in 13436 pay a monthly average cost per month around $88.00.
What kind of discount could I get if I combine my home and auto insurance together in 13436?
- • Autoowners in 13436 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Raquette Lake, check out other zip codes nearby 13436.
To review average rates in another zip code, click on a zip code below:
13436 |
Home Replacement Cost Coverage in 13436
Average Building Cost Per Square Foot in 13436: $205
Location: Raquette Lake, New York (Hamilton County)Average Square Footage in 13436: 1,179 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 13436 before you start any project. Raquette Lake homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 13436 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 13436 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,179 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Raquette Lake area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $205 | 1,179 | $241,700 |
Additional Upgrades & Added Features | $256 | 1,179 | $302,125 |
Major Home Updates or Advancements | $308 | 1,179 | $362,550 |
It's important to understand that when you estimate your replacement cost of your home in the 13436 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 13436
Best Home & Auto Insurance Agencies in 13436
Housing Demographics for 13436
Population Review for 13436 Zip Code
For the city of Raquette Lake, the population within 13436 has increased to over 70 residents in population size. The current population total is 106. We have broken down the population based on race below. In 13436, there are over 50 in male population and 56 females.
Population | Values |
---|---|
Total Population | 106 |
White Population | 101 |
Black Population | 0 |
Hispanic Population | 1 |
Asian Population | 0 |
Hawaiian Population | 0 |
Indian Population | 0 |
Other Population | 0 |
Male Population | 50 |
Female Population | 56 |
Population Estimate | 70 |
Household Data for 13436
The average number of homes in 13436 is around 77, there are an average of 1.36 per household. The average house value according to local real estate values is around $241,700. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 77 |
Persons Per Household | 1.36 |
Average House Value | $241,700 |
Income Per Household | $76875 |
Median Age | 64.0 |
Median Age Male | 65.3 |
Median Age Female | 61.0 |
13436 Details | Values |
---|---|
State | NY |
State Full Name | New York |
City Type | P |
City Alias Abbreviation | |
Area Code | 315 |
City | Raquette Lake |
City Alias Name | RAQUETTE LAKE |
County | Hamilton |
County FIPS | 041 |
State FIPS | 36 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | |
PMSA | |
CSA | |
CBSA | |
CBSA_DIV | |
CBSA_Type | |
CBSA_Name | |
MSA_Name | |
PMSA_Name | |
Region | Northeast |
Division | Middle Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 8 |
Number Of Employees | 38 |
Business First Quarter Payroll | 361 |
Business Annual Payroll | 2156 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 0 |
CBSA Division Population | 0 |
Congressional District | 21 |
Congressional LandArea | 15114.76 |
Delivery Residential | 52 |
Delivery Business | 12 |
Delivery Total | 245 |
Preferred Last Line Key | V15634 |
Classification Code | |
Multi-County | |
CSA Name | |
CBSA_DIV_Name | |
City State Key | V15634 |
Land Area | 32.406000 |
Water Area | 9.515000 |
City Alias Code | |
City Mixed Case | Raquette Lake |
City Alias Mixed Case | Raquette Lake |
Box Count | 153 |
SFDU | 52 |
MFDU | 0 |
State ANSI | 36 |
County ANSI | 041 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | C |
Finance Number | 356930 |
Unique ZIP Name | |
SSA State County Code | 33310 |
Medicare CBSA Code | 99933 |
Medicare CBSA Name | Rural Areas in NY |
Medicare CBSA Type | Micro |
Market Rating Area ID | 7 |
County Mixed Case | Hamilton |
New York Homeowners Insurance News & Information
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