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White Pine County, NV Homeowners Insurance Quotes

Are you looking for a quick comparison of White Pine County, NV homeowners insurance quotes to review and compare the best rates today? We can provide up to 12 or more competitive home insurance rates with different coverage options from a basic HO-3 standard homeowner policy to a bundle / packaged discount policy that would include your home and auto grouped together. A basic policy for homeowners living in White Pine County includes protection against most major perils. If you are in need of earthquake or flood insurance, then we can help you find additional coverage. As you may know, a flood policy is separate from a standard HO-3 policy.

Affordable White Pine County Rates

Homeowners living in White Pine County, pay on average around $824 per year or $68.67 a month for home insurance. Let us help you shop multiple coverage options and provide up to 40% off in discount savings for your home in White Pine County. Online rate quotes can be easily reviewed by entering your zip code of the property you would like to insure or give us a call now at 1-855-976-2656

For all White Pine County, NV residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in White Pine County? Simply enter your zip code to get your Nevada homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

White Pine County, NV Housing Demographics

With 10,030 residents living within the White Pine County area there are over 4,498 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 2,344 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in White Pine County.

DemographicValues
Total Occupied Households3,707
Family Households (families)2,344
Average Owner Occupied Household Size2
Average Family Size3
Total Housing Units4,498

White Pine County, NV Home Insurance Average Premiums

Local White Pine, NV homeowners insurance quotes comparison

$715 /yr.

Nevada's Average Home Insurance Rates Overall

For the state of Nevada, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 47 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$632 /yr.
Current Average Cost:$715 /yr.
Maximum Range:$824 /yr.

Nevada Homeowners Insurance News & Information

  • How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025

    According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common.  In a recent AOL.com article, Paul Burns commented on how he had […]

  • 5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025

    Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]

  • Compare 2025 Homeowners Insurance Rates in Every State Posted on Thursday 24th July, 2025

    According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.  The study found that climate change fueled natural disaster are the main cause of ever-increasing homeowner premiums. Wildfires out west, hailstorms in the Midwest and hurricanes and flooding in the South […]

  • Texas Homeowner Insurance Claims Were Closed Without Any Payment Posted on Monday 14th July, 2025

    According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]

  • What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025

    A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase.  Doug Corkhill is […]

Discounts For Homeowners in White Pine County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Nevada homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in White Pine County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in White Pine County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your White Pine County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

White Pine County Housing & Real Estate Data

Details:Statistics
Total Housing Units4498
Occupied Housing Units3707
Vacant Housing Units791
Vacant Housing Units for Rent108
Vacant Housing Units Rented Not Occupied8
Vacant Housing Units For Sale69
Vacant Housing Units Sold Not Occupied68
Vacant Housing Units For Seasonal Occasional Use231
Vacant Housing Units All Other Vacants307
Housing Units Homeowner Vacancy Rate Percent3
Housing Units Rental Vacancy Rate Percent9
Housing Tenure Occupied Units3707
Housing Tenure Occupied Units Owner Occupied2615
Housing Tenure Occupied Units Owner Occupied Population6171
Housing Tenure Occupied Units Owner Occupied Averge Household Size2
Housing Tenure Occupied Units Renter Occupied1092
Housing Tenure Occupied Units Renter Occupied Population2630
Housing Tenure Occupied Units Renter Occupied Average Household Size2