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Custer County, NE Homeowners Insurance Quotes

Discovering afforable homeowners insurance rates in Custer County can seem impossible with so many options available online as well as local captive agents down the road. But getting the right coverage means speaking with a home insurance professional that can help you review enhanced coverage options at affordable prices. Shopping online with GetHomeInsuranceQuotes.com allows you to get top quality service from the most competitive home insurance carriers available in your area. It's important for you to know the coverage details available for your home in Custer County, that's why our experience staff of over 20+ years can help answer any questions that you may have about your current and new homeowners policy. We also provide ways to help you apply additional discounts to lower your premium while getting upgraded coverage for that extra protection and financial support when you need insurance the most. Start your online homeowners insurance quote today!

For homeowners of Custer County, NE, it's important to know that the average home insurance policy in Nebraska is estimated to be around $132.17 per month. That amounts to $1586 per year for a basic homeowners insurance policy for residents living in Custer County. When comparing other rates, the United States national average for homeowners insurance premiums is around 1,249 per year. Did you know that Nebraska is now ranked 9 in the country in terms of highest home insurance cost. So getting up to 12 free home insurance quotes for your home in Custer County, NE helps you easily review and compare prices and coverages so we can help you make the best decision on which insurance provider is best for you.

For all Custer County, NE residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Custer County? Simply enter your zip code to get your Nebraska homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Custer County, NE Housing Demographics

With 10,939 residents living within the Custer County area there are over 5,579 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 3,075 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Custer County.

DemographicValues
Total Occupied Households4,714
Family Households (families)3,075
Average Owner Occupied Household Size2
Average Family Size3
Total Housing Units5,579

Custer County, NE Home Insurance Average Premiums

Local Custer, NE homeowners insurance quotes comparison

$1,117 /yr.

Nebraska's Average Home Insurance Rates Overall

For the state of Nebraska, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 9 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$730 /yr.
Current Average Cost:$1,117 /yr.
Maximum Range:$1586 /yr.

Nebraska Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

    While the odds of a major disaster hitting a specific home is the same regardless of whether the owner has a great credit score or one that puts them in a subprime category, their credit score will impact their rate in many states.  In most states, insurers are allowed to consider credit scores when setting […]

  • The Best Way to Check the Financial Strength of Home Insurance Companies Posted on Wednesday 3rd April, 2024

    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

Discounts For Homeowners in Custer County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Nebraska homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Custer County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Custer County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Custer County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Custer County Housing & Real Estate Data

Details:Statistics
Total Housing Units5579
Occupied Housing Units4714
Vacant Housing Units865
Vacant Housing Units for Rent114
Vacant Housing Units Rented Not Occupied8
Vacant Housing Units For Sale77
Vacant Housing Units Sold Not Occupied36
Vacant Housing Units For Seasonal Occasional Use123
Vacant Housing Units All Other Vacants507
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent8
Housing Tenure Occupied Units4714
Housing Tenure Occupied Units Owner Occupied3446
Housing Tenure Occupied Units Owner Occupied Population8087
Housing Tenure Occupied Units Owner Occupied Averge Household Size2
Housing Tenure Occupied Units Renter Occupied1268
Housing Tenure Occupied Units Renter Occupied Population2724
Housing Tenure Occupied Units Renter Occupied Average Household Size2