Get multiple home insurance quotes in 63090. Our licensed 63090, MO agents are ready to serve you.

63090 Home Insurance Rates

For homeowners living in 63090, the population estimates are increasing to well over 22,843 with 9,267 occupied homes within the zip code of 63090. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Washington have increased and the average home insurance premium is around $1,003 per year in 63090. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 63090 zip code today so we can help you find affordable Washington, MO home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 63090

Please select one of the three options below based on your 63090 zip code to learn more about Missouri homeowners insurance, plus review average rates and information per state, county or city.

  1. Missouri Homeowners Insurance Quotes
  2. Franklin County, MO Home Insurance
  3. Washington, MO Home Insurance Quotes

63090 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 63090 zip code just got easier with GetHomeInsuranceQuotes.com of Washington, MO. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 63090 today and let us help you review the best home insurance quotes available for homeowners living in Washington.

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63090 Home Insurance Average Premiums

Local 63090 homeowners insurance quotes comparison

$753 /yr.

Shows Zip Code: 63090 lowest rates with discounts applied on average.

For the 63090, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$753 /yr.
Average Coverage:$1003 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1303 /yr.

What is the average home insurance cost for a home in 63090?

  • • The average homeowners insurance premium paid annually for a home in 63090 is around $1003 per year.

What does it cost on average per month for home insurance in 63090?

  • • Homeowners in 63090 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 63090?

  • • Autoowners in 63090 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Washington, check out other zip codes nearby 63090.
To review average rates in another zip code, click on a zip code below:
63090  | 

Home Replacement Cost Coverage in 63090

Average Building Cost Per Square Foot in 63090: $122

Location: Washington, Missouri (Franklin County)

Average Square Footage in 63090: 1,671 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63090 before you start any project. Washington homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63090 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63090 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,671 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Washington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,671$203,900
Additional Upgrades & Added Features$1531,671$254,875
Major Home Updates or Advancements$1831,671$305,850

It's important to understand that when you estimate your replacement cost of your home in the 63090 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63090

Allstate Insurance - Jerry D. Carlyle

Address: 1158 Clock Tower Plaza Washington, MO 63090
Phone: (636)239-6165
Website:

Best Home & Auto Insurance Agencies in 63090

Allstate Insurance - Jerry D. Carlyle

Address: 1158 Clock Tower Plz Washington, MO 63090
Phone:
Website:
Info:

Diana Holdinghausen Ins Agcy - State Farm Insurance Agent

Address: 902 E 6th St Washington, MO 63090
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Matt Tobben Ins Agcy Inc - State Farm Insurance Agent

Address: 1401 Jefferson St Washington, MO 63090
Phone:
Website: http://www.matttobben.com
Info:

American Family Insurance - Robert L Vossbrink

Address: 1190 Jefferson Street #202 Washington, MO 63090
Phone:
Website: http://www.insurance-agency.amfam.com/MO/robert-l-vossbrink-jr/default.aspx?sourceid=yp3
Info:

Diana Holdinghausen - State Farm Insurance

Address: 902 East 6th Street Washington, MO 63090
Phone:
Website: http://www.dianaholdinghausen.com/
Info:

Housing Demographics for 63090

Population Review for 63090 Zip Code

For the city of Washington, the population within 63090 has increased to over 24,485 residents in population size. The current population total is 22,843. We have broken down the population based on race below. In 63090, there are over 11109 in male population and 11734 females.

PopulationValues
Total Population22,843
White Population21271
Black Population118
Hispanic Population513
Asian Population176
Hawaiian Population20
Indian Population46
Other Population174
Male Population11109
Female Population11734
Population Estimate24485

Household Data for 63090

The average number of homes in 63090 is around 9,267, there are an average of 2.44 per household. The average house value according to local real estate values is around $203,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,267
Persons Per Household2.44
Average House Value$203,900
Income Per Household$75825
Median Age42.8
Median Age Male41.2
Median Age Female44.7
63090 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code636
CityWashington
City Alias NameWASHINGTON
CountyFranklin
County FIPS071
State FIPS29
Time Zone6
Day Light SavingY
MSA7040
PMSA
CSA476
CBSA41180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Louis, MO-IL
MSA_NameSt. Louis, MO-IL MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses842
Number Of Employees12910
Business First Quarter Payroll148785
Business Annual Payroll672823
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2812896
CBSA Division Population0
Congressional District02
Congressional LandArea465.76
Delivery Residential10035
Delivery Business843
Delivery Total11555
Preferred Last Line KeyW18582
Classification Code
Multi-County
CSA NameSt. Louis-St. Charles-Farmington, MO-IL
CBSA_DIV_Name
City State KeyW18582
Land Area81.538000
Water Area1.761000
City Alias Code
City Mixed CaseWashington
City Alias Mixed CaseWashington
Box Count183
SFDU8586
MFDU336
State ANSI29
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number288280
Unique ZIP Name
SSA State County Code26350
Medicare CBSA Code41180
Medicare CBSA NameSt. Louis, MO-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseFranklin

Missouri Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]