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Tunica County, MS Homeowners Insurance Quotes

Trying to find afforable homeowners insurance coverage in Tunica County can be difficult with so many options available locally and online. Plus, everywhere you turn it seems like rates are on the increase. For most of us, getting the right coverage means speaking with a home insurance professional that can help you find the right coverage at the price you can afford. Shopping online for cheaper Tunica County home insurance rates with GetHomeInsuranceQuotes.com allows you to get top quality service from the most competitive home insurance companies available in the state of Mississippi. It's important for you to know the coverage options available for your home within Tunica County, that's why our experience staff of over 20+ years can answer any questions that you may have about your current and new home insurance policy needs. And most of all, we provide ways to help you apply additional discounts to lower your premium while still getting a complete coverage package. Start your online home insurance quote today!

For Tunica County, MS homeowners, it's important to know that the average home insurance policy in Mississippi is estimated to be around $139.50 per month. That amounts to $1674 per year for a standard (HO-3) homeowners insurance policy for residents living in Tunica County. In comparison, the United States national average for homeowners insurance premiums is around 1,249 per year. Mississippi is now ranked 6 in the country in terms of highest home insurance rates. You can easily get up to 12 free home insurance quotes for your home in Tunica County, MS along with great consulting services so we can help you review which coverage policy is best for your needs. Most homeowners in your area need additional coverages based on certain preferences like a umbrella policy, extra wind and hail coverage, multiple auto insurance policies, wedding ring coverage or boat coverages. A simple HO-3 home insurance policy doesn't cover everything, that is why we can help you fine tune your Tunica County home insurance coverage to make sure you are covered when you need it the most.

For all Tunica County, MS residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Tunica County? Simply enter your zip code to get your Mississippi homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Tunica County, MS Housing Demographics

With 10,778 residents living within the Tunica County area there are over 4,803 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 2,516 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Tunica County.

DemographicValues
Total Occupied Households3,927
Family Households (families)2,516
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units4,803

Tunica County, MS Home Insurance Average Premiums

Local Tunica, MS homeowners insurance quotes comparison

$1,309 /yr.

Mississippi's Average Home Insurance Rates Overall

For the state of Mississippi, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 6 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$907 /yr.
Current Average Cost:$1,309 /yr.
Maximum Range:$1674 /yr.

Mississippi Homeowners Insurance News & Information

  • Homeowners in Florida Finally See Relief From Higher Insurance Costs Posted on Wednesday 27th August, 2025

    According to a recent Realtor.com article, homeowners in Florida, at least some of them, may finally seem some relief from higher homeowner insurance costs.  Florida Peninsula Insurance which is one of the largest private party property insurers recently announced that it is hoping to significantly lower premiums for roughly 170,000 policyholders.  Florida Peninsula has filed […]

  • How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025

    According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common.  In a recent AOL.com article, Paul Burns commented on how he had […]

  • 5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025

    Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]

  • Compare 2025 Homeowners Insurance Rates in Every State Posted on Thursday 24th July, 2025

    According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.  The study found that climate change fueled natural disaster are the main cause of ever-increasing homeowner premiums. Wildfires out west, hailstorms in the Midwest and hurricanes and flooding in the South […]

  • Texas Homeowner Insurance Claims Were Closed Without Any Payment Posted on Monday 14th July, 2025

    According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]

Discounts For Homeowners in Tunica County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Mississippi homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Tunica County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Tunica County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Tunica County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Tunica County Housing & Real Estate Data

Details:Statistics
Total Housing Units4803
Occupied Housing Units3927
Vacant Housing Units876
Vacant Housing Units for Rent514
Vacant Housing Units Rented Not Occupied26
Vacant Housing Units For Sale36
Vacant Housing Units Sold Not Occupied13
Vacant Housing Units For Seasonal Occasional Use180
Vacant Housing Units All Other Vacants107
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent19
Housing Tenure Occupied Units3927
Housing Tenure Occupied Units Owner Occupied1750
Housing Tenure Occupied Units Owner Occupied Population4915
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied2177
Housing Tenure Occupied Units Renter Occupied Population5759
Housing Tenure Occupied Units Renter Occupied Average Household Size3