Shop multiple homeowners insurance carriers in one place providing service and consultation from a licensed George County, MS agent.

George County, MS Homeowners Insurance Quotes

Are you shopping for homeowners insurance for your George County MS home? We can help you find the best rates and coverage options available at GetHomeInsuranceQuotes.com. We provide up to 12 comparison quotes from the most competitive top-rated home insurance companies available in Mississippi. Our agents specialize in the best rates for George County and have over 20+ years of experience. We are ready to help you take advantage of our free consulation so you can review the most affordable home policies available, with the best dwelling and liability coverage plans. Protecting your home from hurricanes, lightning and fires is important to every homeowner. But that's not all your homeowners policy is limited to, ask our agents what coverage is the right fit for you. We have a variety of options to choose from to make sure your home and family are safe.

George County Coastal Home Insurance

Because George County is considered a coastal area, it is important to know that flood protection is crucial for homes in George County that are prone to hurricanes and tropical storms. We recommend you speak with us if you have questions about your coastal policy coverage. Flood insurance coverage is not part of your basic homeowners (HO-3) policy, but can easily be bundled to help give you the added protection you need. We offer an easy way to review the best flood insurance rates for George County, please give us a call at 888-620-1954 for completitive flood insurance rates in your area.

Average Rates in George County

Did you know the average home insurance premium for the state of Mississippi is $1674 a year. That's $139.50 a month in home insurance cost. Now depending on if this average premium is higher or lower than what you are currently paying, it's also smart to keep in mind who your current insurance carrier is and what type of coverage you currently have available for your home in George County. We can help you save up to 40% by applying all the available discounts and credits, plus shopping your coverage with up to 12 different home insurance providers that currently have competitive rates in George County MS. Simply give us a call now at 1-855-976-2656

For all George County, MS residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in George County? Simply enter your zip code to get your Mississippi homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

George County, MS Housing Demographics

With 22,578 residents living within the George County area there are over 9,330 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 6,020 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in George County.

DemographicValues
Total Occupied Households7,982
Family Households (families)6,020
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units9,330

George County, MS Coastal Wind, Hail & Flood Information

For all homeowners living in George County (FIPS: 28039), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Mississippi is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in George County, MS, it's important that you look into hurricane and windstorm insurance options.

George County, MS Home Insurance Average Premiums

Local George, MS homeowners insurance quotes comparison

$1,309 /yr.

Mississippi's Average Home Insurance Rates Overall

For the state of Mississippi, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 6 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$907 /yr.
Current Average Cost:$1,309 /yr.
Maximum Range:$1674 /yr.

George County, MS Coastal Wind, Hail & Flood Information

George is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

Mississippi Homeowners Insurance News & Information

  • Did you know? Your Home Insurance Doesn’t Cover… Posted on Wednesday 29th November, 2023

    While homeowners insurance covers a variety of perils and protects your home and personal possessions, it does come with a number of exclusions and coverage gaps that can result in you having to cover the cost of certain damage out of pocket.  Let’s have a quick look at what your homeowners policy does and doesn’t […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • What Is the 80/20 Rule In Homeowners Insurance? Posted on Wednesday 8th November, 2023

    If you are purchasing a home, your lender will require that you carry homeowners insurance to protect their investment in your home. Homeowners coverage will help cover the cost of repairing or replacing your home if it is damaged or destroyed by a covered peril.  Covered perils can include items such as a hurricane or […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Are hardwood floors covered by my homeowners insurance? Posted on Friday 20th October, 2023

    Hardwood floors can be expensive to repair or replace if they are damaged and a question that many homeowners have is whether or not hardwood floors are covered by their homeowners insurance.  The good news is that in most cases, your damage will be covered as long as it is caused by a covered peril. […]

Discounts For Homeowners in George County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Mississippi homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in George County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in George County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your George County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

George County Housing & Real Estate Data

Details:Statistics
Total Housing Units9330
Occupied Housing Units7982
Vacant Housing Units1348
Vacant Housing Units for Rent241
Vacant Housing Units Rented Not Occupied14
Vacant Housing Units For Sale144
Vacant Housing Units Sold Not Occupied54
Vacant Housing Units For Seasonal Occasional Use345
Vacant Housing Units All Other Vacants550
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent14
Housing Tenure Occupied Units7982
Housing Tenure Occupied Units Owner Occupied6569
Housing Tenure Occupied Units Owner Occupied Population18211
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied1413
Housing Tenure Occupied Units Renter Occupied Population3803
Housing Tenure Occupied Units Renter Occupied Average Household Size3