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Mahnomen County, MN Homeowners Insurance Quotes

You may find it interesting that Mahnomen County, MN home insurance rates on average are around $123.42 per month for a basic policy. In Minnesota, your premium right now could be in the average range of $1481 per year, this estimate is based on an HO-3 homowners insurance type which may include the minimum coverage required by your mortgage company. Because rates have increased, we can easily help you save more money on your homeowners insurance while also assisting you in review which coverage option is best for you. It is a good financial decision to choose a great carrier with enhanced coverage options that may be not the cheapest rate but the best protection for your home in Mahnomen County.

Comparison shopping online for home insurance in Minnesota is easy and hassle free with our easy to use online quoting application. We can help you review top carriers, affordable rates and enhanced coverage options all in one place. You might also like to know that our enhanced coverage option features better coverage for your home when you need it the most. Cheaper insurance rates have low coverage details written within the policy that you may not have read clearly enough. Don't wait until it is too late, you want an insurance provider you can trust and depend on, especially when you have taken on a loss and need to be refunded for damages. Let us help you shope and compare Mahnomen County, MN quotes today!

For all Mahnomen County, MN residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Mahnomen County? Simply enter your zip code to get your Minnesota homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Mahnomen County, MN Housing Demographics

With 5,413 residents living within the Mahnomen County area there are over 2,786 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 1,381 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Mahnomen County.

DemographicValues
Total Occupied Households2,019
Family Households (families)1,381
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units2,786

Mahnomen County, MN Home Insurance Average Premiums

Local Mahnomen, MN homeowners insurance quotes comparison

$1,109 /yr.

Minnesota's Average Home Insurance Rates Overall

For the state of Minnesota, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 13 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$767 /yr.
Current Average Cost:$1,109 /yr.
Maximum Range:$1481 /yr.

Minnesota Homeowners Insurance News & Information

  • What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025

    A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase.  Doug Corkhill is […]

  • Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025

    A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales.  While high home prices and elevated interest rates […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]

  • Upgrading Your Home Against Disasters Can Help Save You Money On Your Insurance Posted on Thursday 26th June, 2025

    Ron Watson’s roof on his Alabama home looks the same as all his neighbors’ roofs. Yet his is saving him money every year.  With the help of nails specifically designed to stay in place during high winds, along with other construction elements, Watson’s roof is less likely to be damaged in natural disasters, like hurricane […]

  • Should I consider climate changes when buying a new home? Posted on Saturday 21st June, 2025

    Climate change is on our doorstep, so now more than ever, it’s essential to consider the local climate when buying a new home. Not only is the current climate important, but experts suggest homeowners look towards the future. How will the next 10, 20 or 30 years impact your new purchase?  The increasing frequency of […]

Discounts For Homeowners in Mahnomen County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Minnesota homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Mahnomen County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Mahnomen County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Mahnomen County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Mahnomen County Housing & Real Estate Data

Details:Statistics
Total Housing Units2786
Occupied Housing Units2019
Vacant Housing Units767
Vacant Housing Units for Rent31
Vacant Housing Units Rented Not Occupied12
Vacant Housing Units For Sale43
Vacant Housing Units Sold Not Occupied23
Vacant Housing Units For Seasonal Occasional Use562
Vacant Housing Units All Other Vacants96
Housing Units Homeowner Vacancy Rate Percent3
Housing Units Rental Vacancy Rate Percent5
Housing Tenure Occupied Units2019
Housing Tenure Occupied Units Owner Occupied1454
Housing Tenure Occupied Units Owner Occupied Population3686
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied565
Housing Tenure Occupied Units Renter Occupied Population1648
Housing Tenure Occupied Units Renter Occupied Average Household Size3