Shop multiple homeowners insurance carriers in one place providing service and consultation from a licensed Antrim County, MI agent.

Antrim County, MI Homeowners Insurance Quotes

Are you looking for a quick comparison of Antrim County, MI homeowners insurance quotes to review and compare the best rates today? We can provide up to 12 or more competitive home insurance rates with different coverage options from a basic HO-3 standard homeowner policy to a bundle / packaged discount policy that would include your home and auto grouped together. A basic policy for homeowners living in Antrim County includes protection against most major perils. If you are in need of earthquake or flood insurance, then we can help you find additional coverage. As you may know, a flood policy is separate from a standard HO-3 policy.

Coastal Antrim County, MI Home Insurance

Antrim County is located near the coast as you know, so it is important to understand that flood protection is crucial for homes in your area that are prone to hurricanes and tropical wind storms. We recommend you speak with us if you have questions about your coastal homeowners insurance coverage. Flood insurance is not part of your basic homeowners (HO-3) policy, but can easily be bundled to help give you the added protection you need. We offer an easy way to review the best flood insurance rates for Antrim County, please give us a call at 888-620-1954 for completitive flood insurance rates in your area.

Affordable Antrim County Rates

Homeowners living in Antrim County, pay on average around $1002 per year or $83.50 a month for home insurance. Let us help you shop multiple coverage options and provide up to 40% off in discount savings for your home in Antrim County. Online rate quotes can be easily reviewed by entering your zip code of the property you would like to insure or give us a call now at 1-855-976-2656

For all Antrim County, MI residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Antrim County? Simply enter your zip code to get your Michigan homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Antrim County, MI Housing Demographics

With 23,580 residents living within the Antrim County area there are over 17,824 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 6,925 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Antrim County.

DemographicValues
Total Occupied Households9,890
Family Households (families)6,925
Average Owner Occupied Household Size2
Average Family Size3
Total Housing Units17,824

Antrim County, MI Coastal Wind, Hail & Flood Information

For all homeowners living in Antrim County (FIPS: 26009), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Michigan is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Antrim County, MI, it's important that you look into hurricane and windstorm insurance options.

Antrim County boarders a shoreline which increases the risk of wind, hail and flood damage. We will look into providing the best rates possible considering your home is located in the coastal area of Michigan.

Helpful Articles:

Antrim County, MI Home Insurance Average Premiums

Local Antrim, MI homeowners insurance quotes comparison

$833 /yr.

Michigan's Average Home Insurance Rates Overall

For the state of Michigan, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 36 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$715 /yr.
Current Average Cost:$833 /yr.
Maximum Range:$1002 /yr.

Antrim County, MI Coastal Wind, Hail & Flood Information

Antrim is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

Flood Zone Notice: The beautiful coastal county of Antrim is know for it's beautiful beaches and waterways. Because Antrim County (FIPS: 26009) has a shoreline and is in a coastal area it is important to purchase flood insurance. The risk is very high in this area and we will work with you to provide the best flood insurance coverage you need for your home in Antrim County.

Michigan Homeowners Insurance News & Information

  • What happens to my mortgage if my homeowners policy gets cancelled? Posted on Thursday 18th July, 2024

    As more and more insurance companies stop writing policies in certain markets or cancel existing policyholders they find too big of a risk, homeowners are finding their policies cancelled or non renewed. While a cancelled policy is a shock, it doesn’t mean you need to panic.  Following is a brief overview of what to do […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

Discounts For Homeowners in Antrim County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Michigan homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Antrim County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Antrim County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Antrim County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Antrim County Housing & Real Estate Data

Details:Statistics
Total Housing Units17824
Occupied Housing Units9890
Vacant Housing Units7934
Vacant Housing Units for Rent390
Vacant Housing Units Rented Not Occupied20
Vacant Housing Units For Sale366
Vacant Housing Units Sold Not Occupied57
Vacant Housing Units For Seasonal Occasional Use6514
Vacant Housing Units All Other Vacants587
Housing Units Homeowner Vacancy Rate Percent4
Housing Units Rental Vacancy Rate Percent19
Housing Tenure Occupied Units9890
Housing Tenure Occupied Units Owner Occupied8293
Housing Tenure Occupied Units Owner Occupied Population19466
Housing Tenure Occupied Units Owner Occupied Averge Household Size2
Housing Tenure Occupied Units Renter Occupied1597
Housing Tenure Occupied Units Renter Occupied Population3888
Housing Tenure Occupied Units Renter Occupied Average Household Size2