Get multiple home insurance quotes in 49620. Our licensed 49620, MI agents are ready to serve you.

Homeowners Insurance in 49620

In Buckley, MI, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 49620 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Michigan licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 49620 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 49620 should appear in the zip code field ready to go.

49620 Homeowners Insurance Rates Are Considered: Medium!

If your looking for a standard homeowners policy in Michigan, you are going to see rates around the average home insurance premium per year of $783. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Buckley home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 49620 Home Insurance Rates Now!

Best 3 Options to Compare in 49620

If you want homeowners insurance quotes within the city of Buckley or in the 49620 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Buckley, MI.

49620 Home Insurance Average Premiums

Local 49620 homeowners insurance quotes comparison

$533 /yr.

Shows Zip Code: 49620 lowest rates with discounts applied on average.

For the 49620, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$533 /yr.
Average Coverage:$783 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1083 /yr.

What is the average home insurance cost for a home in 49620?

  • • The average homeowners insurance premium paid annually for a home in 49620 is around $783 per year.

What does it cost on average per month for home insurance in 49620?

  • • Homeowners in 49620 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 49620?

  • • Autoowners in 49620 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Buckley area, check out other zip codes nearby 49620.
Review average rates in another zip code:
49620 homeowners insurance rates

Home Replacement Cost Coverage in 49620

Average Building Cost Per Square Foot in 49620: $132

Location: Buckley, Michigan (Wexford County)

Average Square Footage in 49620: 1,161 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 49620 before you start any project. Buckley homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 49620 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 49620 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,161 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Buckley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,161$153,200
Additional Upgrades & Added Features$1651,161$191,500
Major Home Updates or Advancements$1981,161$229,800

It's important to understand that when you estimate your replacement cost of your home in the 49620 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 49620

Best Home & Auto Insurance Agencies in 49620

Housing Demographics for 49620

Population Review for 49620 Zip Code

For the city of Buckley, the population within 49620 has increased to over 2,699 residents in population size. The current population total is 2,827. We have broken down the population based on race below. In 49620, there are over 1488 in male population and 1339 females.

PopulationValues
Total Population2,827
White Population2646
Black Population12
Hispanic Population34
Asian Population11
Hawaiian Population0
Indian Population21
Other Population12
Male Population1488
Female Population1339
Population Estimate2699

Household Data for 49620

The average number of homes in 49620 is around 1,055, there are an average of 2.67 per household. The average house value according to local real estate values is around $153,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,055
Persons Per Household2.67
Average House Value$153,200
Income Per Household$61528
Median Age37.1
Median Age Male36.4
Median Age Female37.8
49620 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code231
CityBuckley
City Alias NameBUCKLEY
CountyWexford
County FIPS165
State FIPS26
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA15620
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCadillac, MI
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses40
Number Of Employees281
Business First Quarter Payroll2212
Business Annual Payroll10608
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population47584
CBSA Division Population0
Congressional District01
Congressional LandArea25027.75
Delivery Residential1011
Delivery Business24
Delivery Total1253
Preferred Last Line KeyY11543
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY11543
Land Area58.804000
Water Area0.333000
City Alias Code
City Mixed CaseBuckley
City Alias Mixed CaseBuckley
Box Count184
SFDU1011
MFDU0
State ANSI26
County ANSI165
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number251330
Unique ZIP Name
SSA State County Code23830
Medicare CBSA Code99923
Medicare CBSA NameRural Areas in MI
Medicare CBSA TypeMicro
Market Rating Area ID14
County Mixed CaseWexford

Michigan Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]