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48763 Home Insurance Rates

Getting multiple homeowners insurance rates in 48763 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Tawas City, MI. Many homeowners based out of the 48763 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Michigan licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 48763 should appear in the zip code field ready to go. For Tawas City, MI Home Insurance Quotes, Click to easily get started!

48763 Homeowners Insurance Rates, Average Rating: Medium!

Your homeowners insurance policy in 48763 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Tawas City. For a basic HO-3, standard homeowners policy, the average premium per year in Michigan is around $751. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 48763 zip code today and let us help you save time and money on your homeowners insurance premium.

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48763 Home Insurance Average Premiums

Local 48763 homeowners insurance quotes comparison

$501 /yr.

Shows Zip Code: 48763 lowest rates with discounts applied on average.

For the 48763, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$501 /yr.
Average Coverage:$751 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1051 /yr.

What is the average home insurance cost for a home in 48763?

  • • The average homeowners insurance premium paid annually for a home in 48763 is around $751 per year.

What does it cost on average per month for home insurance in 48763?

  • • Homeowners in 48763 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 48763?

  • • Autoowners in 48763 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Tawas City, check out other zip codes nearby 48763.
To review average rates in another zip code, click on a zip code below:
48763  | 

Home Replacement Cost Coverage in 48763

Average Building Cost Per Square Foot in 48763: $132

Location: Tawas City, Michigan (Iosco County)

Average Square Footage in 48763: 911 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48763 before you start any project. Tawas City homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48763 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48763 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 911 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tawas City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$132911$120,200
Additional Upgrades & Added Features$165911$150,250
Major Home Updates or Advancements$198911$180,300

It's important to understand that when you estimate your replacement cost of your home in the 48763 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48763

Conn David Insurance

Address: 1118 West Lake Street Tawas City, MI 48763
Phone: (989)362-3261
Website:

Best Home & Auto Insurance Agencies in 48763

Myles Insurance

Address: 624 W Lake St Tawas City, MI 48763
Phone:
Website:
Info:

Conn David Insurance

Address: 1118 W Lake St Tawas City, MI 48763
Phone:
Website:
Info:

Great Lakes Insurance Agency of Michigan Inc

Address: 324 W Lake St Tawas City, MI 48763
Phone:
Website: http://www.progressive.com
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Housing Demographics for 48763

Population Review for 48763 Zip Code

For the city of Tawas City, the population within 48763 has increased to over 5,268 residents in population size. The current population total is 4,949. We have broken down the population based on race below. In 48763, there are over 2423 in male population and 2526 females.

PopulationValues
Total Population4,949
White Population4639
Black Population29
Hispanic Population68
Asian Population38
Hawaiian Population1
Indian Population27
Other Population23
Male Population2423
Female Population2526
Population Estimate5268

Household Data for 48763

The average number of homes in 48763 is around 2,160, there are an average of 2.21 per household. The average house value according to local real estate values is around $120,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,160
Persons Per Household2.21
Average House Value$120,200
Income Per Household$54515
Median Age54.0
Median Age Male52.7
Median Age Female54.9
48763 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code989
CityTawas City
City Alias NameTAWAS CITY
CountyIosco
County FIPS069
State FIPS26
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses126
Number Of Employees1257
Business First Quarter Payroll12598
Business Annual Payroll56020
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea25027.75
Delivery Residential2384
Delivery Business136
Delivery Total2510
Preferred Last Line KeyY12961
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY12961
Land Area88.941000
Water Area4.306000
City Alias Code
City Mixed CaseTawas City
City Alias Mixed CaseTawas City
Box Count0
SFDU2286
MFDU0
State ANSI26
County ANSI069
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number259160
Unique ZIP Name
SSA State County Code23340
Medicare CBSA Code99923
Medicare CBSA NameRural Areas in MI
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CaseIosco

Michigan Homeowners Insurance News & Information

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]