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Quickly Revew Homeowners Insurance in 48027

If you own a home in Goodells, MI you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 48027 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Michigan licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 48027 and start comparing rates now.

48027 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 48027 is $800 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 48027 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Goodells, MI home insurance quotes in your local city and review the most competitive coverages and premiums.

48027 Home Insurance Average Premiums

Local 48027 homeowners insurance quotes comparison

$550 /yr.

Shows Zip Code: 48027 lowest rates with discounts applied on average.

For the 48027, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$550 /yr.
Average Coverage:$800 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1100 /yr.

What is the average home insurance cost for a home in 48027?

  • • The average homeowners insurance premium paid annually for a home in 48027 is around $800 per year.

What does it cost on average per month for home insurance in 48027?

  • • Homeowners in 48027 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 48027?

  • • Autoowners in 48027 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Goodells, check out other zip codes nearby 48027.
To review average rates in another zip code, click on a zip code below:
48027  | 

Home Replacement Cost Coverage in 48027

Average Building Cost Per Square Foot in 48027: $132

Location: Goodells, Michigan (Saint Clair County)

Average Square Footage in 48027: 1,523 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48027 before you start any project. Goodells homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48027 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48027 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,523 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Goodells area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,523$201,100
Additional Upgrades & Added Features$1651,523$251,375
Major Home Updates or Advancements$1981,523$301,650

It's important to understand that when you estimate your replacement cost of your home in the 48027 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Housing Demographics for 48027

Population Review for 48027 Zip Code

For the city of Goodells, the population within 48027 has increased to over 3,297 residents in population size. The current population total is 3,180. We have broken down the population based on race below. In 48027, there are over 1612 in male population and 1568 females.

PopulationValues
Total Population3,180
White Population2962
Black Population59
Hispanic Population52
Asian Population8
Hawaiian Population0
Indian Population14
Other Population14
Male Population1612
Female Population1568
Population Estimate3297

Household Data for 48027

The average number of homes in 48027 is around 1,191, there are an average of 2.67 per household. The average house value according to local real estate values is around $201,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,191
Persons Per Household2.67
Average House Value$201,100
Income Per Household$76705
Median Age44.5
Median Age Male45.0
Median Age Female44.3
48027 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code810
CityGoodells
City Alias NameGOODELLS
CountySaint Clair
County FIPS147
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA2160
CSA220
CBSA19820
CBSA_DIV47664
CBSA_TypeMetro
CBSA_NameDetroit-Warren-Dearborn, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameDetroit, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses29
Number Of Employees86
Business First Quarter Payroll678
Business Annual Payroll3881
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4296250
CBSA Division Population2475666
Congressional District09
Congressional LandArea183.59
Delivery Residential1235
Delivery Business18
Delivery Total2535
Preferred Last Line KeyY11962
Classification Code
Multi-County
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_NameWarren-Troy-Farmington Hills, MI
City State KeyY11962
Land Area37.371000
Water Area0.065000
City Alias Code
City Mixed CaseGoodells
City Alias Mixed CaseGoodells
Box Count39
SFDU1235
MFDU0
State ANSI26
County ANSI147
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number253810
Unique ZIP Name
SSA State County Code23730
Medicare CBSA Code47664
Medicare CBSA NameWarren-Troy-Farmington Hills, MI
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSaint Clair

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