Compare up to 12 quotes for your home in Cecil County, MD! It's easy and only takes a minute!
Cecil County, MD Homeowners Insurance Quotes
Homeowners of Cecil County, you are paying around $97.42 a month for basic or HO-3 standard homeowners insurance coverage. If you would like to pay less than average for your home insurance premium, you are in the right place. We will be happy to help you shop and compare home insurance rates for your home in Cecil County, our job is to help you find better than average quotes that is less than $1169 per year. Cecil County residentents are happy to use our service and benefit from comparing competitive Maryland homeowners insurance rates all in one place. Our online quoting application allows you to review up to 12 competitive rates which makes it easy for you to see which carrier may have the lowest rate. But also which insurance provider has the best coverage. Let us help you shop your Cecil County, MD home insurance rate quotes today!
For all Cecil County, MD residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.
- Cecilton, MD Home Insurance Quotes
- Charlestown, MD Home Insurance Quotes
- Chesapeake City, MD Home Insurance Quotes
- Colora, MD Home Insurance Quotes
- Conowingo, MD Home Insurance Quotes
- Earleville, MD Home Insurance Quotes
- Elk Mills, MD Home Insurance Quotes
- Elkton, MD Home Insurance Quotes
- North East, MD Home Insurance Quotes
- Perry Point, MD Home Insurance Quotes
- Perryville, MD Home Insurance Quotes
- Port Deposit, MD Home Insurance Quotes
- Rising Sun, MD Home Insurance Quotes
- Warwick, MD Home Insurance Quotes
Are you looking for a homeowners insurance quote in Cecil County? Simply enter your zip code to get your Maryland homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.
Cecil County, MD Housing Demographics
With 101,108 residents living within the Cecil County area there are over 41,103 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 26,681 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Cecil County.
Demographic | Values |
---|---|
Total Occupied Households | 36,867 |
Family Households (families) | 26,681 |
Average Owner Occupied Household Size | 3 |
Average Family Size | 3 |
Total Housing Units | 41,103 |
Cecil County, MD Coastal Wind, Hail & Flood Information
For all homeowners living in Cecil County (FIPS: 24015), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Maryland is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Cecil County, MD, it's important that you look into hurricane and windstorm insurance options.
Cecil County boarders a shoreline which increases the risk of wind, hail and flood damage. We will look into providing the best rates possible considering your home is located in the coastal area of Maryland.
Helpful Articles:
Cecil County, MD Home Insurance Average Premiums
For the state of Maryland, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 29 in the nation for highest premiums in the U.S.
Average Rating | Annual Premium |
---|---|
Minimum Range: | $637 /yr. |
Current Average Cost: | $874 /yr. |
Maximum Range: | $1169 /yr. |
Cecil County, MD Coastal Wind, Hail & Flood Information
Cecil is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.
Flood Zone Notice: The beautiful coastal county of Cecil is know for it's beautiful beaches and waterways. Because Cecil County (FIPS: 24015) has a shoreline and is in a coastal area it is important to purchase flood insurance. The risk is very high in this area and we will work with you to provide the best flood insurance coverage you need for your home in Cecil County.
Maryland Homeowners Insurance News & Information
-
What happens to my mortgage if my homeowners policy gets cancelled? Posted on Thursday 18th July, 2024
As more and more insurance companies stop writing policies in certain markets or cancel existing policyholders they find too big of a risk, homeowners are finding their policies cancelled or non renewed. While a cancelled policy is a shock, it doesn’t mean you need to panic. Following is a brief overview of what to do […]
-
Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024
As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]
-
Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024
Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]
-
Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024
While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]
-
North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024
North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]
Discounts For Homeowners in Cecil County
As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Maryland homeowners insurance.
- Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Cecil County, this discount can save you up to 20% on your home insurance premium.
- Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Cecil County that do combine their home and auto can save over $500 with this discount.
- Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Cecil County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
- Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
- Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.
Cecil County Housing & Real Estate Data
Details: | Statistics |
---|---|
Total Housing Units | 41103 |
Occupied Housing Units | 36867 |
Vacant Housing Units | 4236 |
Vacant Housing Units for Rent | 732 |
Vacant Housing Units Rented Not Occupied | 49 |
Vacant Housing Units For Sale | 611 |
Vacant Housing Units Sold Not Occupied | 121 |
Vacant Housing Units For Seasonal Occasional Use | 1912 |
Vacant Housing Units All Other Vacants | 811 |
Housing Units Homeowner Vacancy Rate Percent | 2 |
Housing Units Rental Vacancy Rate Percent | 7 |
Housing Tenure Occupied Units | 36867 |
Housing Tenure Occupied Units Owner Occupied | 27023 |
Housing Tenure Occupied Units Owner Occupied Population | 74519 |
Housing Tenure Occupied Units Owner Occupied Averge Household Size | 3 |
Housing Tenure Occupied Units Renter Occupied | 9844 |
Housing Tenure Occupied Units Renter Occupied Population | 25038 |
Housing Tenure Occupied Units Renter Occupied Average Household Size | 3 |