Shop multiple homeowners insurance carriers in one place providing service and consultation from a licensed Anne Arundel County, MD agent.

Anne Arundel County, MD Homeowners Insurance Quotes

Anne Arundel County (MD) homeowners are now averaging around $97.42 per month for homeowners insurance coverage. For Maryland, this amounts to $1169 per year for a standard (HO-3) home insurance policy. When you compare the national average, rates are around 1,249 per year. Maryland is now ranked #29 in the country for the highest paid home insurance rates. Would you like to get up to 12 free home insurance quotes for your home in Anne Arundel County, MD so you can save up to fourty percent or more? If so, we look forward to working with you and providing a excellent home insurance shopping experience. You can easily compare rates by giving us a call now or enter your zip code to start our hassle free online quoting application. With some basic information about your home, we can help you review which carrier has the best rate and which policy per insurance provider has the best coverage. There is a big difference when it comes to protecting your home when you need it the most. Financial protection for repairs or rebuilding your home is crucial and so a cheaper rate may not always be the best decision when you need to count on an insurance provider to help you coverage financial loss due to a wind storm, hail, hurricanes or even flooding. Although, flooding is not covered under a basic policy, we can help you enhance your coverage to help add that extra protection. Let us help you shop your new home insurance policy today!

For all Anne Arundel County, MD residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Anne Arundel County? Simply enter your zip code to get your Maryland homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Anne Arundel County, MD Housing Demographics

With 537,656 residents living within the Anne Arundel County area there are over 212,562 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 139,262 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Anne Arundel County.

DemographicValues
Total Occupied Households199,378
Family Households (families)139,262
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units212,562

Anne Arundel County, MD Coastal Wind, Hail & Flood Information

For all homeowners living in Anne Arundel County (FIPS: 24003), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Maryland is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Anne Arundel County, MD, it's important that you look into hurricane and windstorm insurance options.

Anne Arundel County boarders a shoreline which increases the risk of wind, hail and flood damage. We will look into providing the best rates possible considering your home is located in the coastal area of Maryland.

Helpful Articles:

Anne Arundel County, MD Home Insurance Average Premiums

Local Anne Arundel, MD homeowners insurance quotes comparison

$874 /yr.

Maryland's Average Home Insurance Rates Overall

For the state of Maryland, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 29 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$637 /yr.
Current Average Cost:$874 /yr.
Maximum Range:$1169 /yr.

Anne Arundel County, MD Coastal Wind, Hail & Flood Information

Anne Arundel is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

Flood Zone Notice: The beautiful coastal county of Anne Arundel is know for it's beautiful beaches and waterways. Because Anne Arundel County (FIPS: 24003) has a shoreline and is in a coastal area it is important to purchase flood insurance. The risk is very high in this area and we will work with you to provide the best flood insurance coverage you need for your home in Anne Arundel County.

Maryland Homeowners Insurance News & Information

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

Discounts For Homeowners in Anne Arundel County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Maryland homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Anne Arundel County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Anne Arundel County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Anne Arundel County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Anne Arundel County Housing & Real Estate Data

Details:Statistics
Total Housing Units212562
Occupied Housing Units199378
Vacant Housing Units13184
Vacant Housing Units for Rent3589
Vacant Housing Units Rented Not Occupied278
Vacant Housing Units For Sale2758
Vacant Housing Units Sold Not Occupied478
Vacant Housing Units For Seasonal Occasional Use2892
Vacant Housing Units All Other Vacants3189
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent7
Housing Tenure Occupied Units199378
Housing Tenure Occupied Units Owner Occupied148006
Housing Tenure Occupied Units Owner Occupied Population395413
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied51372
Housing Tenure Occupied Units Renter Occupied Population128110
Housing Tenure Occupied Units Renter Occupied Average Household Size2