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Homeowners Insurance coverage in 20912
If you are a homeowner in 20912 or Takoma Park, MD you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Takoma Park.
Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.
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What is the Average Home Insurance Rates in 20912?
Residents of Takoma Park have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Maryland? While Maryland is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Maryland comes in at 29 in the country for homeowners insurance premiums.
If you are living in 20912 zipcode, expect to pay around $921 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.
Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Takoma Park does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.
Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.
20912 Home Insurance Average Premiums
$671 /yr.
Shows Zip Code: 20912 lowest rates with discounts applied on average.
For the 20912, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $671 /yr. |
| Average Coverage: | $921 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1221 /yr. |
What is the average home insurance cost for a home in 20912?
- • The average homeowners insurance premium paid annually for a home in 20912 is around $921 per year.
What does it cost on average per month for home insurance in 20912?
- • Homeowners in 20912 pay a monthly average cost per month around $77.00.
What kind of discount could I get if I combine my home and auto insurance together in 20912?
- • Autoowners in 20912 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Takoma Park, check out other zip codes nearby 20912.
To review average rates in another zip code, click on a zip code below:
20912 |
Home Replacement Cost Coverage in 20912
Average Building Cost Per Square Foot in 20912: $190
Location: Takoma Park, Maryland (Montgomery County)Average Square Footage in 20912: 3,071 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 20912 before you start any project. Takoma Park homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20912 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 20912 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,071 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Takoma Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $190 | 3,071 | $583,500 |
| Additional Upgrades & Added Features | $238 | 3,071 | $729,375 |
| Major Home Updates or Advancements | $285 | 3,071 | $875,250 |
It's important to understand that when you estimate your replacement cost of your home in the 20912 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 20912
Fuentes- Marta Insurance Agent
Address: 7676 New Hampshire Avenue Suite 230 Hyattsville, MD 20912Phone: (301)434-9332
Website:
Best Home & Auto Insurance Agencies in 20912
Riehl- Leslie M - State Farm Insurance Agent
Address: 7050 Carroll Ave Takoma Park, MD 20912Phone:
Website:
Info:
Marta Fuentes Insurance
Address: 7676 New Hampshire Ave, Ste 410 Takoma Park, MD 20912Phone:
Website: http://www.national.citysearch.com/profile/external/34366456/takoma_park_md/marta_fuentes_insurance.html
Info:
Complete Insurance Services, Incorporated
Address: 7676 New Hampshire Ave, Ste 116 Takoma Park, MD 20912Phone:
Website: http://www.national.citysearch.com/profile/666988330/takoma_park_md/complete_insurance_services_inc_.html
Info:
Dean Insurance
Address: 6480 New Hampshire Ave, Ste 205 Takoma Park, MD 20912Phone:
Website: http://www.national.citysearch.com/profile/external/4919240/takoma_park_md/dean_insurance.html
Info:
Allstate Insurance Company - Yevette Cashwell
Address: 7006 Carroll Ave Takoma Park, MD 20912Phone:
Website: http://www.allstateagencies.com/YCashwell/Welcome/
Info:
Housing Demographics for 20912
Population Review for 20912 Zip Code
For the city of Takoma Park, the population within 20912 has increased to over 25,196 residents in population size. The current population total is 25,463. We have broken down the population based on race below. In 20912, there are over 12212 in male population and 13251 females.
| Population | Values |
|---|---|
| Total Population | 25,463 |
| White Population | 9023 |
| Black Population | 8658 |
| Hispanic Population | 5989 |
| Asian Population | 1099 |
| Hawaiian Population | 16 |
| Indian Population | 259 |
| Other Population | 3619 |
| Male Population | 12212 |
| Female Population | 13251 |
| Population Estimate | 25196 |
Household Data for 20912
The average number of homes in 20912 is around 9,759, there are an average of 2.60 per household. The average house value according to local real estate values is around $583,500. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 9,759 |
| Persons Per Household | 2.60 |
| Average House Value | $583,500 |
| Income Per Household | $67427 |
| Median Age | 37.9 |
| Median Age Male | 37.1 |
| Median Age Female | 38.7 |
| 20912 Details | Values |
|---|---|
| State | MD |
| State Full Name | Maryland |
| City Type | B |
| City Alias Abbreviation | |
| Area Code | 301/240 |
| City | Takoma Park |
| City Alias Name | TAKOMA PARK |
| County | Montgomery |
| County FIPS | 031 |
| State FIPS | 24 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 8872 |
| PMSA | 8840 |
| CSA | 548 |
| CBSA | 47900 |
| CBSA_DIV | 23224 |
| CBSA_Type | Metro |
| CBSA_Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
| MSA_Name | Washington-Baltimore, DC-MD-VA-WV CMSA |
| PMSA_Name | Washington, DC-MD-VA-WV PMSA |
| Region | South |
| Division | South Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 486 |
| Number Of Employees | 5466 |
| Business First Quarter Payroll | 62531 |
| Business Annual Payroll | 282299 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 5582170 |
| CBSA Division Population | 1205162 |
| Congressional District | 04|08 |
| Congressional LandArea | 297.81|859.85 |
| Delivery Residential | 9691 |
| Delivery Business | 471 |
| Delivery Total | 10161 |
| Preferred Last Line Key | V24469 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Washington-Baltimore-Arlington, DC-MD-VA-WV-PA |
| CBSA_DIV_Name | Frederick-Gaithersburg-Bethesda, MD |
| City State Key | V24469 |
| Land Area | 2.679000 |
| Water Area | 0.005000 |
| City Alias Code | |
| City Mixed Case | Takoma Park |
| City Alias Mixed Case | Takoma Park |
| Box Count | 0 |
| SFDU | 4451 |
| MFDU | 4943 |
| State ANSI | 24 |
| County ANSI | 031 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | B |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 238478 |
| Unique ZIP Name | |
| SSA State County Code | 21150 |
| Medicare CBSA Code | 23224 |
| Medicare CBSA Name | Frederick-Gaithersburg-Rockville, MD |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 3 |
| County Mixed Case | Montgomery |
Maryland Homeowners Insurance News & Information
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Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025
Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025. States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]
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Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025
As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not. […]
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2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025
Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]