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Home Insurance in 70817

Our rates are very competitive for homeowners living in the 70817 zip code. Many homeowners based out of Baton Rouge, LA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our LA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 70817 should appear in the zip code field ready to go.

70817 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Baton Rouge area? The average homeowners premium in 70817 is very high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 70817, you can expect to pay around $1512 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 70817

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Louisiana. Start your 70817 home insurance shopping today!

  1. Baton Rouge, LA Home Insurance Quotes

70817 Home Insurance Average Premiums

Local 70817 homeowners insurance quotes comparison

$1262 /yr.

Shows Zip Code: 70817 lowest rates with discounts applied on average.

For the 70817, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1262 /yr.
Average Coverage:$1512 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1812 /yr.

What is the average home insurance cost for a home in 70817?

  • • The average homeowners insurance premium paid annually for a home in 70817 is around $1512 per year.

What does it cost on average per month for home insurance in 70817?

  • • Homeowners in 70817 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 70817?

  • • Autoowners in 70817 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Baton Rouge area, check out other zip codes nearby 70817.
Review average rates in another zip code:
70802 homeowners insurance rates
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70817 homeowners insurance rates

Home Replacement Cost Coverage in 70817

Average Building Cost Per Square Foot in 70817: $122

Location: Baton Rouge, Louisiana (East Baton Rouge County)

Average Square Footage in 70817: 2,016 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70817 before you start any project. Baton Rouge homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70817 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70817 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,016 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Baton Rouge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,016$246,000
Additional Upgrades & Added Features$1532,016$307,500
Major Home Updates or Advancements$1832,016$369,000

It's important to understand that when you estimate your replacement cost of your home in the 70817 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70817

Allstate Insurance - Ella B. McCrary

Address: 4606 Jones Creek Rd Baton Rouge, LA 70817
Phone: (225)751-6792
Website:

Best Home & Auto Insurance Agencies in 70817

Safeco Insurance Company

Address: 18033 Creek Hollow Rd Baton Rouge, LA 70817
Phone:
Website:
Info:

Bankers Life and Casualty CO

Address: 13702 Coursey Blvd Baton Rouge, LA 70817
Phone:
Website:
Info:

Johnson- Steven K - State Farm Insurance Agent

Address: 13480 Coursey Blvd Baton Rouge, LA 70817
Phone:
Website:
Info:

Toups- Donald J

Address: 16970 Jefferson Hwy Baton Rouge, LA 70817
Phone:
Website:
Info:

Shelter Insurance - AJ McLin

Address: 5353 Jones Creek Rd, Ste 5 Baton Rouge, LA 70817
Phone:
Website: http://www.shelterinsurance.com/CA/agent/AJMCLIN
Info:

Housing Demographics for 70817

Population Review for 70817 Zip Code

For the city of Baton Rouge, the population within 70817 has increased to over 39,531 residents in population size. The current population total is 35,025. We have broken down the population based on race below. In 70817, there are over 16806 in male population and 18219 females.

PopulationValues
Total Population35,025
White Population24053
Black Population6438
Hispanic Population2159
Asian Population1452
Hawaiian Population9
Indian Population79
Other Population680
Male Population16806
Female Population18219
Population Estimate39531

Household Data for 70817

The average number of homes in 70817 is around 13,993, there are an average of 2.49 per household. The average house value according to local real estate values is around $246,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,993
Persons Per Household2.49
Average House Value$246,000
Income Per Household$97015
Median Age39.7
Median Age Male38.5
Median Age Female41.0
70817 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code225
CityBaton Rouge
City Alias NameBATON ROUGE
CountyEast Baton Rouge
County FIPS033
State FIPS22
Time Zone6
Day Light SavingY
MSA0760
PMSA
CSA132
CBSA12940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaton Rouge, LA
MSA_NameBaton Rouge, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses758
Number Of Employees12458
Business First Quarter Payroll163026
Business Annual Payroll782225
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population802484
CBSA Division Population0
Congressional District06
Congressional LandArea4033.89
Delivery Residential15876
Delivery Business818
Delivery Total18638
Preferred Last Line KeyY23370
Classification Code
Multi-County
CSA NameBaton Rouge-Hammond, LA
CBSA_DIV_Name
City State KeyY23370
Land Area25.379000
Water Area0.361000
City Alias Code
City Mixed CaseBaton Rouge
City Alias Mixed CaseBaton Rouge
Box Count0
SFDU11050
MFDU2040
State ANSI22
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number210624
Unique ZIP Name
SSA State County Code19160
Medicare CBSA Code12940
Medicare CBSA NameBaton Rouge, LA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseEast Baton Rouge

Louisiana Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]