Home Insurance in 70726

Our rates are very competitive for homeowners living in the 70726 zip code. Many homeowners based out of Denham Springs, LA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our LA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 70726 should appear in the zip code field ready to go.

70726 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Denham Springs area? The average homeowners premium in 70726 is very high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 70726, you can expect to pay around $1568 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 70726

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Louisiana. Start your 70726 home insurance shopping today!

Denham Springs, LA Home Insurance Quotes

70726 Home Insurance Average Premiums

Local 70726 homeowners insurance quotes comparison

$1318 /yr.

Shows Zip Code: 70726 lowest rates with discounts applied on average.

For the 70726, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$1318 /yr.
Average Coverage:	$1568 /yr.
2600 sq. ft. or higher (all discounts applied)	$1868 /yr.

What is the average home insurance cost for a home in 70726?

• The average homeowners insurance premium paid annually for a home in 70726 is around $1568 per year.

What does it cost on average per month for home insurance in 70726?

• Homeowners in 70726 pay a monthly average cost per month around $131.00.

What kind of discount could I get if I combine my home and auto insurance together in 70726?

• Autoowners in 70726 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Denham Springs area, check out other zip codes nearby 70726.
Review average rates in another zip code:
70706 homeowners insurance rates
70726 homeowners insurance rates

Home Replacement Cost Coverage in 70726

Average Building Cost Per Square Foot in 70726: $122

Location: Denham Springs, Louisiana (Livingston County)

Average Square Footage in 70726: 1,493 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70726 before you start any project. Denham Springs homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70726 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70726 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,493 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Denham Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$122	1,493	$182,200
Additional Upgrades & Added Features	$153	1,493	$227,750
Major Home Updates or Advancements	$183	1,493	$273,300

Calculate Your Dwelling Coverage in 70726

It's important to understand that when you estimate your replacement cost of your home in the 70726 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 70726

Tharpe Family Insurance

Address: 1109 Florida Ave SW Denham Springs, LA 70726
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Performance Insurance Services

Address: 414 Florida Ave SW Denham Springs, LA 70726
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Hicks Pat Insurance

Address: 635 Hatchell Ln Denham Springs, LA 70726
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Borne, Karen - A Professional Insurance

Address: 2311 Florida Ave SW Denham Springs, LA 70726
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Graham Insurance Agency Representing Blue Cross & Blue Shield

Address: 28577 Winchester Ln Denham Springs, LA 70726
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Housing Demographics for 70726

Population Review for 70726 Zip Code

For the city of Denham Springs, the population within 70726 has increased to over 68,950 residents in population size. The current population total is 59,586. We have broken down the population based on race below. In 70726, there are over 28920 in male population and 30666 females.

Population	Values
Total Population	59,586
White Population	45182
Black Population	6866
Hispanic Population	5227
Asian Population	704
Hawaiian Population	20
Indian Population	217
Other Population	2313
Male Population	28920
Female Population	30666
Population Estimate	68950

Household Data for 70726

The average number of homes in 70726 is around 22,008, there are an average of 2.69 per household. The average house value according to local real estate values is around $182,200. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	22,008
Persons Per Household	2.69
Average House Value	$182,200
Income Per Household	$71910
Median Age	35.2
Median Age Male	34.1
Median Age Female	36.0

70726 Details	Values
State	LA
State Full Name	Louisiana
City Type	P
City Alias Abbreviation	DENHAM SPGS
Area Code	225
City	Denham Springs
City Alias Name	DENHAM SPRINGS
County	Livingston
County FIPS	063
State FIPS	22
Time Zone	6
Day Light Saving	Y
MSA	0760
PMSA
CSA	132
CBSA	12940
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Baton Rouge, LA
MSA_Name	Baton Rouge, LA MSA
PMSA_Name
Region	South
Division	West South Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	990
Number Of Employees	11880
Business First Quarter Payroll	94752
Business Annual Payroll	415637
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	802484
CBSA Division Population	0
Congressional District	06
Congressional LandArea	4033.89
Delivery Residential	25632
Delivery Business	1186
Delivery Total	26720
Preferred Last Line Key	Y23611
Classification Code
Multi-County
CSA Name	Baton Rouge-Hammond, LA
CBSA_DIV_Name
City State Key	Y23611
Land Area	88.189000
Water Area	0.718000
City Alias Code
City Mixed Case	Denham Springs
City Alias Mixed Case	Denham Springs
Box Count	0
SFDU	20690
MFDU	1885
State ANSI	22
County ANSI	063
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	212236
Unique ZIP Name
SSA State County Code	19310
Medicare CBSA Code	12940
Medicare CBSA Name	Baton Rouge, LA
Medicare CBSA Type	Metro
Market Rating Area ID	5
County Mixed Case	Livingston

Louisiana Homeowners Insurance News & Information

Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024
According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums. While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]
Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024
As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]
Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024
Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

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