Shop multiple homeowners insurance carriers in one place providing service and consultation from a licensed Sumner County, KS agent.

Sumner County, KS Homeowners Insurance Quotes

Trying to find afforable homeowners insurance coverage in Sumner County can be difficult with so many options available locally and online. Plus, everywhere you turn it seems like rates are on the increase. For most of us, getting the right coverage means speaking with a home insurance professional that can help you find the right coverage at the price you can afford. Shopping online for cheaper Sumner County home insurance rates with GetHomeInsuranceQuotes.com allows you to get top quality service from the most competitive home insurance companies available in the state of Kansas. It's important for you to know the coverage options available for your home within Sumner County, that's why our experience staff of over 20+ years can answer any questions that you may have about your current and new home insurance policy needs. And most of all, we provide ways to help you apply additional discounts to lower your premium while still getting a complete coverage package. Start your online home insurance quote today!

For Sumner County, KS homeowners, it's important to know that the average home insurance policy in Kansas is estimated to be around $123.17 per month. That amounts to $1478 per year for a standard (HO-3) homeowners insurance policy for residents living in Sumner County. In comparison, the United States national average for homeowners insurance premiums is around 1,249 per year. Kansas is now ranked 14 in the country in terms of highest home insurance rates. You can easily get up to 12 free home insurance quotes for your home in Sumner County, KS along with great consulting services so we can help you review which coverage policy is best for your needs. Most homeowners in your area need additional coverages based on certain preferences like a umbrella policy, extra wind and hail coverage, multiple auto insurance policies, wedding ring coverage or boat coverages. A simple HO-3 home insurance policy doesn't cover everything, that is why we can help you fine tune your Sumner County home insurance coverage to make sure you are covered when you need it the most.

For all Sumner County, KS residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Sumner County? Simply enter your zip code to get your Kansas homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Sumner County, KS Housing Demographics

With 24,132 residents living within the Sumner County area there are over 10,865 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 6,574 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Sumner County.

DemographicValues
Total Occupied Households9,454
Family Households (families)6,574
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units10,865

Sumner County, KS Home Insurance Average Premiums

Local Sumner, KS homeowners insurance quotes comparison

$1,222 /yr.

Kansas's Average Home Insurance Rates Overall

For the state of Kansas, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 14 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$833 /yr.
Current Average Cost:$1,222 /yr.
Maximum Range:$1617 /yr.

Kansas Homeowners Insurance News & Information

  • What happens to my mortgage if my homeowners policy gets cancelled? Posted on Thursday 18th July, 2024

    As more and more insurance companies stop writing policies in certain markets or cancel existing policyholders they find too big of a risk, homeowners are finding their policies cancelled or non renewed. While a cancelled policy is a shock, it doesn’t mean you need to panic.  Following is a brief overview of what to do […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

Discounts For Homeowners in Sumner County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Kansas homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Sumner County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Sumner County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Sumner County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Sumner County Housing & Real Estate Data

Details:Statistics
Total Housing Units10865
Occupied Housing Units9454
Vacant Housing Units1411
Vacant Housing Units for Rent282
Vacant Housing Units Rented Not Occupied16
Vacant Housing Units For Sale163
Vacant Housing Units Sold Not Occupied58
Vacant Housing Units For Seasonal Occasional Use155
Vacant Housing Units All Other Vacants737
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent11
Housing Tenure Occupied Units9454
Housing Tenure Occupied Units Owner Occupied7134
Housing Tenure Occupied Units Owner Occupied Population18436
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied2320
Housing Tenure Occupied Units Renter Occupied Population5287
Housing Tenure Occupied Units Renter Occupied Average Household Size2