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Pottawatomie County, KS Homeowners Insurance Quotes

Shopping online for home insurance rates in Pottawatomie County is much easier and faster with our online quoting application. We can provide the most affordable premiums and coverage options while comparing up to 12 top insurance providers to help you find the best homeowners policy for you and your family in Kansas.

For Pottawatomie County KS homeowners, it's important to know your home is protected from hurricanes, lightning and home fires. With our enhanced coverage option process, we can help you get the added coverage you need in case of flooding issues, wind or hail damage and so much more.

Pottawatomie County Home Insurance Rates

Pottawatomie County, KS homeowners insurance is now costing homeowners around $123.17 per month for a basic homeowners policy. For Kansas residents, this amounts to $1478 per year for homeowners living in Pottawatomie County, KS. In comparison, the national average for home insurance rates costs around 1,249 per year. Kansas is ranked #14 in the country for the highest home insurance rates. Would you like to get up to 12 free competitive home insurance quotes for your home in Pottawatomie County, KS? We can help you save up to 40% or more on these average rates. If this interest you, we look forward to working with you and providing an excellent home insurance shopping experience. Just enter your zip code to start the online quoting process, it only takes a minute and we will present the top rates and coverage options for you.

For all Pottawatomie County, KS residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Pottawatomie County? Simply enter your zip code to get your Kansas homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Pottawatomie County, KS Housing Demographics

With 21,604 residents living within the Pottawatomie County area there are over 8,626 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 5,656 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Pottawatomie County.

DemographicValues
Total Occupied Households7,878
Family Households (families)5,656
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units8,626

Pottawatomie County, KS Home Insurance Average Premiums

Local Pottawatomie, KS homeowners insurance quotes comparison

$1,222 /yr.

Kansas's Average Home Insurance Rates Overall

For the state of Kansas, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 14 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$833 /yr.
Current Average Cost:$1,222 /yr.
Maximum Range:$1617 /yr.

Kansas Homeowners Insurance News & Information

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]

  • Upgrading Your Home Against Disasters Can Help Save You Money On Your Insurance Posted on Thursday 26th June, 2025

    Ron Watson’s roof on his Alabama home looks the same as all his neighbors’ roofs. Yet his is saving him money every year.  With the help of nails specifically designed to stay in place during high winds, along with other construction elements, Watson’s roof is less likely to be damaged in natural disasters, like hurricane […]

  • Should I consider climate changes when buying a new home? Posted on Saturday 21st June, 2025

    Climate change is on our doorstep, so now more than ever, it’s essential to consider the local climate when buying a new home. Not only is the current climate important, but experts suggest homeowners look towards the future. How will the next 10, 20 or 30 years impact your new purchase?  The increasing frequency of […]

  • Florida home insurance and hurricanes How to Prepare Before Hurricanes Threaten Florida Posted on Monday 19th May, 2025

    Hurricane season is quickly approaching and one of the most important things to do before a storm hits is to make sure your insurance coverage is up to date and your coverage levels are sufficient in the event your home is damaged by severe weather. Regardless of whether you own a home or are renting, […]

  • New Home Insurance Company Launches in Florida, Shows Signs of Improvement Posted on Tuesday 13th May, 2025

    According to Office of Insurance Regulation and leaders in the industry, Florida may finally be emerging from the insurance crisis that it has suffered through for the last decade. Insurance companies operating in the state are starting to stabilize rates and new insurance companies are entering the Florida market.  Recently, the Office of Insurance Regulation […]

Discounts For Homeowners in Pottawatomie County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Kansas homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Pottawatomie County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Pottawatomie County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Pottawatomie County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Pottawatomie County Housing & Real Estate Data

Details:Statistics
Total Housing Units8626
Occupied Housing Units7878
Vacant Housing Units748
Vacant Housing Units for Rent171
Vacant Housing Units Rented Not Occupied6
Vacant Housing Units For Sale143
Vacant Housing Units Sold Not Occupied34
Vacant Housing Units For Seasonal Occasional Use91
Vacant Housing Units All Other Vacants303
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent9
Housing Tenure Occupied Units7878
Housing Tenure Occupied Units Owner Occupied6202
Housing Tenure Occupied Units Owner Occupied Population17364
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied1676
Housing Tenure Occupied Units Renter Occupied Population3941
Housing Tenure Occupied Units Renter Occupied Average Household Size2