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66083 Home Insurance Quotes & Rates

Currently, the 3,970 homes within the 66083 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Kansas is around $1,120 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Spring Hill, KS, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 66083.

Kansas is now ranking #14 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Spring Hill home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Kansas has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 66083 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Spring Hill, Kansas home insurance rates today!

Please give us a call now at 1-913-276-4017, easily get up to 12 rates over the phone in minutes. For Spring Hill, KS Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

66083 Home Insurance Average Premiums

Local 66083 homeowners insurance quotes comparison

$870 /yr.

Shows Zip Code: 66083 lowest rates with discounts applied on average.

For the 66083, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$870 /yr.
Average Coverage:$1120 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1420 /yr.

What is the average home insurance cost for a home in 66083?

  • • The average homeowners insurance premium paid annually for a home in 66083 is around $1120 per year.

What does it cost on average per month for home insurance in 66083?

  • • Homeowners in 66083 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 66083?

  • • Autoowners in 66083 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Spring Hill area, check out other zip codes nearby 66083.
Review average rates in another zip code:
66083 homeowners insurance rates

Home Replacement Cost Coverage in 66083

Average Building Cost Per Square Foot in 66083: $126

Location: Spring Hill, Kansas (Johnson County)

Average Square Footage in 66083: 2,134 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66083 before you start any project. Spring Hill homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66083 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66083 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,134 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Spring Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1262,134$268,900
Additional Upgrades & Added Features$1582,134$336,125
Major Home Updates or Advancements$1892,134$403,350

It's important to understand that when you estimate your replacement cost of your home in the 66083 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66083

Best Home & Auto Insurance Agencies in 66083

American Family Insurance Jeff Sears Agency

Address: 119 S Madison St Spring Hill, KS 66083
Phone:
Website:
Info:

Housing Demographics for 66083

Population Review for 66083 Zip Code

For the city of Spring Hill, the population within 66083 has increased to over 13,643 residents in population size. The current population total is 11,379. We have broken down the population based on race below. In 66083, there are over 5672 in male population and 5707 females.

PopulationValues
Total Population11,379
White Population10140
Black Population175
Hispanic Population512
Asian Population83
Hawaiian Population4
Indian Population46
Other Population156
Male Population5672
Female Population5707
Population Estimate13643

Household Data for 66083

The average number of homes in 66083 is around 3,970, there are an average of 2.84 per household. The average house value according to local real estate values is around $268,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,970
Persons Per Household2.84
Average House Value$268,900
Income Per Household$100128
Median Age38.2
Median Age Male37.2
Median Age Female38.9
66083 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code913
CitySpring Hill
City Alias NameSPRING HILL
CountyJohnson
County FIPS091
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses202
Number Of Employees1761
Business First Quarter Payroll18891
Business Annual Payroll84963
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District03
Congressional LandArea757.2
Delivery Residential4804
Delivery Business137
Delivery Total5131
Preferred Last Line KeyW21442
Classification Code
Multi-CountyY
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW21442
Land Area62.046000
Water Area1.186000
City Alias Code
City Mixed CaseSpring Hill
City Alias Mixed CaseSpring Hill
Box Count139
SFDU3068
MFDU22
State ANSI20
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number198580
Unique ZIP Name
SSA State County Code17450
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJohnson

Kansas Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]