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Compare 66043 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 66043 area? The average homeowners premium in Kansas for a standard homeowners policy is around $1,149/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 66043 zip code, the population size is around 10,784 with 3,272 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 66043.

Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Lansing, KS Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. KS RateDiscountsSavingsShop Rates
$1,478up to 40% off$591

66043 Home Insurance Average Premiums

Local 66043 homeowners insurance quotes comparison

$899 /yr.

Shows Zip Code: 66043 lowest rates with discounts applied on average.

For the 66043, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$899 /yr.
Average Coverage:$1149 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1449 /yr.

What is the average home insurance cost for a home in 66043?

  • • The average homeowners insurance premium paid annually for a home in 66043 is around $1149 per year.

What does it cost on average per month for home insurance in 66043?

  • • Homeowners in 66043 pay a monthly average cost per month around $96.00.

What kind of discount could I get if I combine my home and auto insurance together in 66043?

  • • Autoowners in 66043 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Lansing, check out other zip codes nearby 66043.
To review average rates in another zip code, click on a zip code below:
66043  | 

Home Replacement Cost Coverage in 66043

Average Building Cost Per Square Foot in 66043: $126

Location: Lansing, Kansas (Leavenworth County)

Average Square Footage in 66043: 1,532 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66043 before you start any project. Lansing homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66043 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66043 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,532 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lansing area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,532$193,000
Additional Upgrades & Added Features$1581,532$241,250
Major Home Updates or Advancements$1891,532$289,500

It's important to understand that when you estimate your replacement cost of your home in the 66043 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66043

Farm Bureau Financial Services - Dan Willcott

Address: 1294 Eisenhower Rd Lansing, KS 66043
Phone: (913)351-3213
Website: www.fbfs.com

Farm Bureau Financial Services - Paul Fladung

Address: 102 Olive St Lansing, KS 66043
Phone: (913)351-3213
Website: www.fbfs.com

Farm Bureau Financial Services - John Mustard

Address: 1294 Eisenhower Rd Lansing, KS 66043
Phone: (913)351-3213
Website: www.fbfs.com

Best Home & Auto Insurance Agencies in 66043

Dick Cameron Ins Agcy Inc - State Farm Insurance Agent

Address: 612 N Main St Lansing, KS 66043
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 66043

Population Review for 66043 Zip Code

For the city of Lansing, the population within 66043 has increased to over 9,298 residents in population size. The current population total is 10,784. We have broken down the population based on race below. In 66043, there are over 6045 in male population and 4739 females.

PopulationValues
Total Population10,784
White Population8126
Black Population1262
Hispanic Population770
Asian Population174
Hawaiian Population22
Indian Population77
Other Population200
Male Population6045
Female Population4739
Population Estimate9298

Household Data for 66043

The average number of homes in 66043 is around 3,272, there are an average of 2.76 per household. The average house value according to local real estate values is around $193,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,272
Persons Per Household2.76
Average House Value$193,000
Income Per Household$97739
Median Age38.5
Median Age Male37.9
Median Age Female39.4
66043 DetailsValues
StateKS
State Full NameKansas
City TypeB
City Alias Abbreviation
Area Code913
CityLansing
City Alias NameLANSING
CountyLeavenworth
County FIPS103
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses147
Number Of Employees1350
Business First Quarter Payroll11211
Business Annual Payroll49180
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential3369
Delivery Business177
Delivery Total3711
Preferred Last Line KeyW20846
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW20846
Land Area7.215000
Water Area0.012000
City Alias Code
City Mixed CaseLansing
City Alias Mixed CaseLansing
Box Count114
SFDU1454
MFDU119
State ANSI20
County ANSI103
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number195038
Unique ZIP Name
SSA State County Code17510
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseLeavenworth

Kansas Homeowners Insurance News & Information

  • Higher Premiums and Claim Handling Causes Poor Customer Satisfaction for Insurance Companies Posted on Friday 9th May, 2025

    According to the recently released J.D. Power’s 2025 U.S. Property Claims Satisfaction Study, higher premiums and longer wait time for claim handling are making property owners less satisfied with their homeowners coverage. “Customers are, in essence, paying higher prices for slower service,” said Mark Garrett, director of insurance intelligence at J.D. Power in a press release. […]

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]