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Plymouth County, IA Homeowners Insurance Quotes

We can help you shop and compare the best home insurance rates for your home in Plymouth County, IA. Our easy to use quoting application helps you review which carriers are most competitive in your area and which coverage option is best for your home, family and financial goals. Let us help you discover more affordable rates in Plymouth County.

When reviewing Iowa home insurance policies, Plymouth County residents are finding great ways to save time and money by finding more affordable rates when they shop online. Iowa may not be considered the cheapest state in the country to purchase home insurance, but it does rank lower than average at a national rank of 34. Homeowners within Plymouth County are paying around $1268 for an annual home insurance policy, where the majority of the U.S. population pays around $1,249. The average home insurance rates we just mentioned reflect the cost of a standard (HO-3) homeowners insurance policy which includes the coverage of your home, your contents, loss of use, medical payments and homeowner liability coverage. Let us help you shop and compare competitive rate quotes today! Start a Plymouth County home insurance quotes request by entering your zip code or Call Us 1-855-976-2656.

For all Plymouth County, IA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Plymouth County? Simply enter your zip code to get your Iowa homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Plymouth County, IA Housing Demographics

With 24,986 residents living within the Plymouth County area there are over 10,550 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 6,953 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Plymouth County.

DemographicValues
Total Occupied Households9,875
Family Households (families)6,953
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units10,550

Plymouth County, IA Home Insurance Average Premiums

Local Plymouth, IA homeowners insurance quotes comparison

$817 /yr.

Iowa's Average Home Insurance Rates Overall

For the state of Iowa, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 34 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$575 /yr.
Current Average Cost:$817 /yr.
Maximum Range:$1268 /yr.

Iowa Homeowners Insurance News & Information

  • California Homeowners Insurance Quotes: Compare Coverage, Save More & Find Affordable Rates Posted on Thursday 11th June, 2026

    Finding affordable California homeowners insurance has become more challenging than ever. Rising rebuild costs, wildfire exposure, changing underwriting guidelines, and carrier availability have caused many homeowners across California to shop their home insurance coverage more frequently to protect both their property and their budget. If you are comparing California home insurance quotes, now is one […]

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Tuesday 19th May, 2026

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • California Homeowners Still Struggling to Find Insurance Coverage — What You Can Do in Today’s Market Posted on Wednesday 6th May, 2026

    California homeowners aren’t imagining it—the insurance market has gotten significantly tougher over the past few years. What started as a wildfire-driven problem has now evolved into a full-scale availability and affordability challenge. As a professional homeowners insurance agent, I can tell you this: while the situation is difficult, there are still smart ways to secure solid […]

  • Coastal Texas Home Insurance Rates Posted on Wednesday 25th February, 2026

    If you own a home along the Texas coastline, understanding Coastal Texas home insurance rates is critical to protecting both your property and your financial future. As a professional home insurance agent, I always explain to coastal homeowners that insuring a home near the Gulf comes with unique risks — especially from hurricanes, tropical storms, […]

  • Compare 2026 Homeowners Insurance Rates in Every State Posted on Wednesday 11th February, 2026

    Homeowners insurance rates continue to vary widely across the United States in 2026, influenced by severe weather risks, property damage costs, litigation environments, state insurance regulations, and the availability of local carriers. Some states still pay thousands more per year than others for the same amount of dwelling coverage. In this article, we compare average homeowners insurance […]

Discounts For Homeowners in Plymouth County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Iowa homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Plymouth County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Plymouth County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Plymouth County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Plymouth County Housing & Real Estate Data

Details:Statistics
Total Housing Units10550
Occupied Housing Units9875
Vacant Housing Units675
Vacant Housing Units for Rent178
Vacant Housing Units Rented Not Occupied3
Vacant Housing Units For Sale112
Vacant Housing Units Sold Not Occupied19
Vacant Housing Units For Seasonal Occasional Use48
Vacant Housing Units All Other Vacants315
Housing Units Homeowner Vacancy Rate Percent1
Housing Units Rental Vacancy Rate Percent8
Housing Tenure Occupied Units9875
Housing Tenure Occupied Units Owner Occupied7699
Housing Tenure Occupied Units Owner Occupied Population19930
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied2176
Housing Tenure Occupied Units Renter Occupied Population4707
Housing Tenure Occupied Units Renter Occupied Average Household Size2