Get multiple home insurance quotes in 62379. Our licensed 62379, IL agents are ready to serve you.

62379 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 62379? Our rates are very competitive for homeowners living in Warsaw, IL. Many homeowners based out of your 62379 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 62379 should appear in the zip code field ready to go. For Warsaw, IL Home Insurance Rate Quotes click to review the best rates and service online!

62379 Average Premium is Rated: Medium!

Homeowners living in 62379 can easily save up to 40% off the average home insurance premium of $875 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Warsaw that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 62379 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 62379!

62379 Home Insurance Average Premiums

Local 62379 homeowners insurance quotes comparison

$625 /yr.

Shows Zip Code: 62379 lowest rates with discounts applied on average.

For the 62379, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$625 /yr.
Average Coverage:$875 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1175 /yr.

What is the average home insurance cost for a home in 62379?

  • • The average homeowners insurance premium paid annually for a home in 62379 is around $875 per year.

What does it cost on average per month for home insurance in 62379?

  • • Homeowners in 62379 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 62379?

  • • Autoowners in 62379 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Warsaw, check out other zip codes nearby 62379.
To review average rates in another zip code, click on a zip code below:
62379  | 

Home Replacement Cost Coverage in 62379

Average Building Cost Per Square Foot in 62379: $154

Location: Warsaw, Illinois (Hancock County)

Average Square Footage in 62379: 531 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62379 before you start any project. Warsaw homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62379 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62379 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 531 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Warsaw area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154531$81,700
Additional Upgrades & Added Features$193531$102,125
Major Home Updates or Advancements$231531$122,550

It's important to understand that when you estimate your replacement cost of your home in the 62379 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62379

Best Home & Auto Insurance Agencies in 62379

Housing Demographics for 62379

Population Review for 62379 Zip Code

For the city of Warsaw, the population within 62379 has increased to over 2,076 residents in population size. The current population total is 1,894. We have broken down the population based on race below. In 62379, there are over 951 in male population and 943 females.

PopulationValues
Total Population1,894
White Population1788
Black Population4
Hispanic Population24
Asian Population11
Hawaiian Population1
Indian Population9
Other Population2
Male Population951
Female Population943
Population Estimate2076

Household Data for 62379

The average number of homes in 62379 is around 814, there are an average of 2.33 per household. The average house value according to local real estate values is around $81,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode814
Persons Per Household2.33
Average House Value$81,700
Income Per Household$56848
Median Age45.8
Median Age Male46.5
Median Age Female45.1
62379 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code217
CityWarsaw
City Alias NameWARSAW
CountyHancock
County FIPS067
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses20
Number Of Employees72
Business First Quarter Payroll573
Business Annual Payroll2841
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District15
Congressional LandArea14695.67
Delivery Residential891
Delivery Business49
Delivery Total976
Preferred Last Line KeyW15438
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW15438
Land Area98.592000
Water Area11.519000
City Alias Code
City Mixed CaseWarsaw
City Alias Mixed CaseWarsaw
Box Count24
SFDU883
MFDU8
State ANSI17
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number168196
Unique ZIP Name
SSA State County Code14420
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseHancock

Illinois Homeowners Insurance News & Information

  • Higher Premiums and Claim Handling Causes Poor Customer Satisfaction for Insurance Companies Posted on Friday 9th May, 2025

    According to the recently released J.D. Power’s 2025 U.S. Property Claims Satisfaction Study, higher premiums and longer wait time for claim handling are making property owners less satisfied with their homeowners coverage. “Customers are, in essence, paying higher prices for slower service,” said Mark Garrett, director of insurance intelligence at J.D. Power in a press release. […]

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]