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61937 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 61937 zip code it's important to know that our rates are very competitive for homeowners living in Lovington, IL. Many homeowners based out of your 61937 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 61937 should appear in the zip code field ready to go. For Lovington, IL Homeowners Insurance Quotes nearby, we offer the best rates and service.

61937: Average Home Insurance Rates

For homeowners living in the great city of Lovington, the average homeowners policy is considered medium in comparison to other states. Illinois premiums are estimated to be around $859 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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61937 Home Insurance Average Premiums

Local 61937 homeowners insurance quotes comparison

$609 /yr.

Shows Zip Code: 61937 lowest rates with discounts applied on average.

For the 61937, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$609 /yr.
Average Coverage:$859 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1159 /yr.

What is the average home insurance cost for a home in 61937?

  • • The average homeowners insurance premium paid annually for a home in 61937 is around $859 per year.

What does it cost on average per month for home insurance in 61937?

  • • Homeowners in 61937 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 61937?

  • • Autoowners in 61937 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Lovington, check out other zip codes nearby 61937.
To review average rates in another zip code, click on a zip code below:
61937  | 

Home Replacement Cost Coverage in 61937

Average Building Cost Per Square Foot in 61937: $154

Location: Lovington, Illinois (Moultrie County)

Average Square Footage in 61937: 521 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61937 before you start any project. Lovington homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61937 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61937 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 521 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lovington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154521$80,200
Additional Upgrades & Added Features$193521$100,250
Major Home Updates or Advancements$231521$120,300

It's important to understand that when you estimate your replacement cost of your home in the 61937 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61937

Best Home & Auto Insurance Agencies in 61937

Housing Demographics for 61937

Population Review for 61937 Zip Code

For the city of Lovington, the population within 61937 has increased to over 1,415 residents in population size. The current population total is 1,934. We have broken down the population based on race below. In 61937, there are over 979 in male population and 955 females.

PopulationValues
Total Population1,934
White Population1823
Black Population10
Hispanic Population22
Asian Population9
Hawaiian Population0
Indian Population7
Other Population3
Male Population979
Female Population955
Population Estimate1415

Household Data for 61937

The average number of homes in 61937 is around 775, there are an average of 2.50 per household. The average house value according to local real estate values is around $80,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode775
Persons Per Household2.50
Average House Value$80,200
Income Per Household$52740
Median Age40.0
Median Age Male40.0
Median Age Female39.8
61937 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code217
CityLovington
City Alias NameLOVINGTON
CountyMoultrie
County FIPS139
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses32
Number Of Employees164
Business First Quarter Payroll1414
Business Annual Payroll6756
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District15
Congressional LandArea14695.67
Delivery Residential566
Delivery Business18
Delivery Total813
Preferred Last Line KeyW13767
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW13767
Land Area95.346000
Water Area0.016000
City Alias Code
City Mixed CaseLovington
City Alias Mixed CaseLovington
Box Count205
SFDU566
MFDU0
State ANSI17
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number164626
Unique ZIP Name
SSA State County Code14780
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseMoultrie

Illinois Homeowners Insurance News & Information

  • Higher Premiums and Claim Handling Causes Poor Customer Satisfaction for Insurance Companies Posted on Friday 9th May, 2025

    According to the recently released J.D. Power’s 2025 U.S. Property Claims Satisfaction Study, higher premiums and longer wait time for claim handling are making property owners less satisfied with their homeowners coverage. “Customers are, in essence, paying higher prices for slower service,” said Mark Garrett, director of insurance intelligence at J.D. Power in a press release. […]

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]