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Whitfield County, GA Homeowners Insurance Quotes

Getting afforable home insurance coverage in Whitfield County can sometimes be difficult with so many options available from local captive agents like State Farm and Allstate to the online comparison marketplace. It is important to know that getting the right coverage means doing the necessary research or speaking with a Georgia home insurance professional that can help you find the coverage you need. Shopping online with GetHomeInsuranceQuotes.com allows you to get top quality service from the best insurance carriers available locally. It's important for you to know the coverage options available for your home in Whitfield County, that's why our experience staff of over 20+ years can help answer any questions that you may have about your current policy. Shopping online for Whitfield County home insurance rates is free and easy to use.

Georgia home insurance rates are on the rise and seem to increase year over year. It's not very often that we witness a decrease in home insurance rates when we compare annual premiums in all 50 states. Currently, Whitfield County is ranked higher in the nation with an average annual premium of $1403 per year. When comparing home insurance cost and coverage options, it's important to understand that the base premium for basic HO-3 policy may look great in terms of affordability, but maybe lacking the protectiong you need when you need a home insurance provider. Take advantage of our enhanced coverage options and let us help you easily shop better rates today!

For all Whitfield County, GA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Whitfield County? Simply enter your zip code to get your Georgia homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Whitfield County, GA Housing Demographics

With 102,599 residents living within the Whitfield County area there are over 39,899 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 26,090 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Whitfield County.

DemographicValues
Total Occupied Households35,180
Family Households (families)26,090
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units39,899

Whitfield County, GA Home Insurance Average Premiums

Local Whitfield, GA homeowners insurance quotes comparison

$989 /yr.

Georgia's Average Home Insurance Rates Overall

For the state of Georgia, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 15 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$635 /yr.
Current Average Cost:$989 /yr.
Maximum Range:$1403 /yr.

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]

Discounts For Homeowners in Whitfield County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Georgia homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Whitfield County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Whitfield County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Whitfield County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Whitfield County Housing & Real Estate Data

Details:Statistics
Total Housing Units39899
Occupied Housing Units35180
Vacant Housing Units4719
Vacant Housing Units for Rent2248
Vacant Housing Units Rented Not Occupied47
Vacant Housing Units For Sale735
Vacant Housing Units Sold Not Occupied172
Vacant Housing Units For Seasonal Occasional Use153
Vacant Housing Units All Other Vacants1364
Housing Units Homeowner Vacancy Rate Percent3
Housing Units Rental Vacancy Rate Percent16
Housing Tenure Occupied Units35180
Housing Tenure Occupied Units Owner Occupied23093
Housing Tenure Occupied Units Owner Occupied Population67066
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied12087
Housing Tenure Occupied Units Renter Occupied Population34531
Housing Tenure Occupied Units Renter Occupied Average Household Size3