Shop multiple homeowners insurance carriers in one place providing service and consultation from a licensed Atkinson County, GA agent.

Atkinson County, GA Homeowners Insurance Quotes

Are you shopping online for home insurance in Atkinson County GA? We have the most affordable premiums and coverage options available at GetHomeInsuranceQuotes.com, where we provide up to 12 quotes to review and compare from the most top rated home insurance companies. Our Atkinson County agents have over 20+ years of insurance consulting and professional experience to help you get answers to any questions that you may have about which coverage option is best for you and your family.

Protecting your home in Georgia from hurricanes, lightning and fires is important to every homeowner. But that's not all your home insurance policy can offer. We have a variety of coverage options to choose from to make sure your home and family are properly covered. Start your home insurance quotes online now by entering your zip code above or call the number on the right to speak with a licensed home insurance agent today!

More about premiums in Atkinson County

Atkinson County, GA homeowners are now averaging around $116.92 per month for a basic home insurance policy. For Georgia, this amounts to $1403 per year for a standard (HO-3) homeowners insurance policy for residents living in Atkinson County, GA. In comparison, the national average for home insurance rates is around 1,249 per year. Georgia is now ranked #15 in the country for the highest home insurance rates. Would you like to get up to 12 free home insurance quotes for your home in Atkinson County, GA so you can save up to fourty percent or more? If so, we look forward to working with you and providing a excellent home insurance shopping experience.

For all Atkinson County, GA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Atkinson County? Simply enter your zip code to get your Georgia homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Atkinson County, GA Housing Demographics

With 8,375 residents living within the Atkinson County area there are over 3,522 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 2,159 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Atkinson County.

DemographicValues
Total Occupied Households2,983
Family Households (families)2,159
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units3,522

Atkinson County, GA Coastal Wind, Hail & Flood Information

For all homeowners living in Atkinson County (FIPS: 13003), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Georgia is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in Atkinson County, GA, it's important that you look into hurricane and windstorm insurance options.

Atkinson County, GA Home Insurance Average Premiums

Local Atkinson, GA homeowners insurance quotes comparison

$989 /yr.

Georgia's Average Home Insurance Rates Overall

For the state of Georgia, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 15 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$635 /yr.
Current Average Cost:$989 /yr.
Maximum Range:$1403 /yr.

Atkinson County, GA Coastal Wind, Hail & Flood Information

Atkinson is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]

Discounts For Homeowners in Atkinson County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Georgia homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Atkinson County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Atkinson County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Atkinson County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Atkinson County Housing & Real Estate Data

Details:Statistics
Total Housing Units3522
Occupied Housing Units2983
Vacant Housing Units539
Vacant Housing Units for Rent127
Vacant Housing Units Rented Not Occupied11
Vacant Housing Units For Sale31
Vacant Housing Units Sold Not Occupied16
Vacant Housing Units For Seasonal Occasional Use50
Vacant Housing Units All Other Vacants304
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent12
Housing Tenure Occupied Units2983
Housing Tenure Occupied Units Owner Occupied2051
Housing Tenure Occupied Units Owner Occupied Population5780
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied932
Housing Tenure Occupied Units Renter Occupied Population2575
Housing Tenure Occupied Units Renter Occupied Average Household Size3