Get multiple home insurance quotes in 30756. Our licensed 30756, GA agents are ready to serve you.

30756, GA Home Insurance

In the zip code of 30756, the population size is around 50, which consists of 21 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Varnell, GA. A few years ago, a study was done and found that the average home insurance rates for Georgia are around $1,217 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 30756 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Varnell. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Varnell, GA Homeowners Insurance Online Rates Today!

30756 Home Insurance Average Premiums

Local 30756 homeowners insurance quotes comparison

$967 /yr.

Shows Zip Code: 30756 lowest rates with discounts applied on average.

For the 30756, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$967 /yr.
Average Coverage:$1217 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1517 /yr.

What is the average home insurance cost for a home in 30756?

  • • The average homeowners insurance premium paid annually for a home in 30756 is around $1217 per year.

What does it cost on average per month for home insurance in 30756?

  • • Homeowners in 30756 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 30756?

  • • Autoowners in 30756 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Varnell, check out other zip codes nearby 30756.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 30756

Average Building Cost Per Square Foot in 30756: $122

Location: Varnell, Georgia (Whitfield County)

Average Square Footage in 30756: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30756 before you start any project. Varnell homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30756 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30756 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Varnell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 30756 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30756

Best Home & Auto Insurance Agencies in 30756

Housing Demographics for 30756

Population Review for 30756 Zip Code

For the city of Varnell, the population within 30756 has increased to over 0 residents in population size. The current population total is 50. We have broken down the population based on race below. In 30756, there are over 23 in male population and 27 females.

PopulationValues
Total Population50
White Population43
Black Population1
Hispanic Population7
Asian Population3
Hawaiian Population0
Indian Population0
Other Population0
Male Population23
Female Population27
Population Estimate0

Household Data for 30756

The average number of homes in 30756 is around 21, there are an average of 2.38 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21
Persons Per Household2.38
Average House Value$165,000
Income Per Household$14167
Median Age22.0
Median Age Male28.5
Median Age Female15.9
30756 DetailsValues
StateGA
State Full NameGeorgia
City TypeZ
City Alias Abbreviation
Area Code706/762
CityVarnell
City Alias NameVARNELL
CountyWhitfield
County FIPS313
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA174
CBSA19140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDalton, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees131
Business First Quarter Payroll1559
Business Annual Payroll7252
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population142227
CBSA Division Population0
Congressional District14
Congressional LandArea3623.16
Delivery Residential0
Delivery Business0
Delivery Total186
Preferred Last Line KeyX11319
Classification CodeP
Multi-County
CSA NameChattanooga-Cleveland-Dalton, TN-GA-AL
CBSA_DIV_Name
City State KeyX11319
Land Area0.050000
Water Area0.000000
City Alias Code
City Mixed CaseVarnell
City Alias Mixed CaseVarnell
Box Count112
SFDU0
MFDU0
State ANSI13
County ANSI313
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number129042
Unique ZIP Name
SSA State County Code11970
Medicare CBSA Code19140
Medicare CBSA NameDalton, GA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseWhitfield

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]