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Home Insurance Quotes in 30664

Are you shopping for a cheaper homeowners insurance rate in 30664? Our rates are very competitive for homeowners living in Sharon, GA. Many homeowners located in the 30664 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 30664. To get free 30664 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 30664 zip code should appear in the zip code field ready to go. Shopping Sharon, GA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 30664 to review the best rate coverages.

Your 30664 Home Insurance Costs Is Rated: High!

For the great city of Sharon, the average home insurance premium paid annually is around $1217 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Georgia specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Sharon and need insurance on your home in the 30664 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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30664 Home Insurance Average Premiums

Local 30664 homeowners insurance quotes comparison

$967 /yr.

Shows Zip Code: 30664 lowest rates with discounts applied on average.

For the 30664, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$967 /yr.
Average Coverage:$1217 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1517 /yr.

What is the average home insurance cost for a home in 30664?

  • • The average homeowners insurance premium paid annually for a home in 30664 is around $1217 per year.

What does it cost on average per month for home insurance in 30664?

  • • Homeowners in 30664 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 30664?

  • • Autoowners in 30664 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Sharon, check out other zip codes nearby 30664.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 30664

Average Building Cost Per Square Foot in 30664: $122

Location: Sharon, Georgia (Taliaferro County)

Average Square Footage in 30664: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30664 before you start any project. Sharon homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30664 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30664 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sharon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 30664 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30664

Best Home & Auto Insurance Agencies in 30664

Housing Demographics for 30664

Population Review for 30664 Zip Code

For the city of Sharon, the population within 30664 has increased to over 0 residents in population size. The current population total is 17. We have broken down the population based on race below. In 30664, there are over 8 in male population and 9 females.

PopulationValues
Total Population17
White Population6
Black Population11
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population8
Female Population9
Population Estimate0

Household Data for 30664

The average number of homes in 30664 is around 8, there are an average of 2.13 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8
Persons Per Household2.13
Average House Value$165,000
Income Per Household$44531
Median Age50.2
Median Age Male34.5
Median Age Female65.3
30664 DetailsValues
StateGA
State Full NameGeorgia
City TypeZ
City Alias Abbreviation
Area Code706
CitySharon
City Alias NameSHARON
CountyTaliaferro
County FIPS265
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District10
Congressional LandArea7096.22
Delivery Residential0
Delivery Business0
Delivery Total91
Preferred Last Line KeyX11129
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX11129
Land Area0.249000
Water Area0.002000
City Alias Code
City Mixed CaseSharon
City Alias Mixed CaseSharon
Box Count28
SFDU0
MFDU0
State ANSI13
County ANSI265
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number127931
Unique ZIP Name
SSA State County Code11881
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseTaliaferro

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]