Get multiple home insurance quotes in 30143. Our licensed 30143, GA agents are ready to serve you.

30143, GA Homeowners Insurance Rates

With a population size of 24,476 and with 9,910 occupied homes in the 30143 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Jasper, GA are around $1,106 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Jasper, Georgia. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Georgia home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Jasper, GA.

For Georgia home insurance information, including average Jasper home insurance rates, coverage options or the different homeowners insurance types, please select Jasper, GA Home Insurance Quotes Now!

30143 Home Insurance Average Premiums

Local 30143 homeowners insurance quotes comparison

$856 /yr.

Shows Zip Code: 30143 lowest rates with discounts applied on average.

For the 30143, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$856 /yr.
Average Coverage:$1106 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1406 /yr.

What is the average home insurance cost for a home in 30143?

  • • The average homeowners insurance premium paid annually for a home in 30143 is around $1106 per year.

What does it cost on average per month for home insurance in 30143?

  • • Homeowners in 30143 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 30143?

  • • Autoowners in 30143 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jasper area, check out other zip codes nearby 30143.
Review average rates in another zip code:
30143 homeowners insurance rates

Home Replacement Cost Coverage in 30143

Average Building Cost Per Square Foot in 30143: $122

Location: Jasper, Georgia (Pickens County)

Average Square Footage in 30143: 2,107 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30143 before you start any project. Jasper homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30143 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30143 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,107 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jasper area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,107$257,100
Additional Upgrades & Added Features$1532,107$321,375
Major Home Updates or Advancements$1832,107$385,650

It's important to understand that when you estimate your replacement cost of your home in the 30143 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30143

Best Home & Auto Insurance Agencies in 30143

Hamrick Insurance Agency

Address: 1912 E Church St Jasper, GA 30143
Phone:
Website: http://www.hamrickinsurance.com/
Info:

Denney- Rebecca R - State Farm Insurance Agent

Address: 746 W Church St Jasper, GA 30143
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Callahan Marty Insurance

Address: 85 N Main St Jasper, GA 30143
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Companies

Address: 150 N Main St Jasper, GA 30143
Phone:
Website: http://www.allstateagencies.com
Info:

Allstate Insurance Company Fax Line

Address: 684 W Church St Jasper, GA 30143
Phone:
Website:
Info:

Housing Demographics for 30143

Population Review for 30143 Zip Code

For the city of Jasper, the population within 30143 has increased to over 28,853 residents in population size. The current population total is 24,476. We have broken down the population based on race below. In 30143, there are over 11974 in male population and 12502 females.

PopulationValues
Total Population24,476
White Population22368
Black Population206
Hispanic Population924
Asian Population147
Hawaiian Population3
Indian Population105
Other Population400
Male Population11974
Female Population12502
Population Estimate28853

Household Data for 30143

The average number of homes in 30143 is around 9,910, there are an average of 2.44 per household. The average house value according to local real estate values is around $257,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,910
Persons Per Household2.44
Average House Value$257,100
Income Per Household$75261
Median Age49.3
Median Age Male47.8
Median Age Female50.5
30143 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762/470/678/770
CityJasper
City Alias NameJASPER
CountyPickens
County FIPS227
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses630
Number Of Employees5990
Business First Quarter Payroll59920
Business Annual Payroll277394
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District06|11
Congressional LandArea298.76|1071.25
Delivery Residential11825
Delivery Business852
Delivery Total13198
Preferred Last Line KeyX10661
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10661
Land Area145.295000
Water Area0.579000
City Alias Code
City Mixed CaseJasper
City Alias Mixed CaseJasper
Box Count490
SFDU7188
MFDU3258
State ANSI13
County ANSI227
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number124620
Unique ZIP Name
SSA State County Code11812
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CasePickens

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]